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November - 2011
Personal Perspectives
from Mason & Mason
Greetings!

You might have looked at the title of this email and thought that I was getting ready to go all Jane Austen on you, but you'd be disappointed (well, I suppose that's a matter of opinion). At any rate, I'm not going to be summarizing the lives of Elizabeth Bennet & Mr. Darcy. Instead I'm going to talk about a character a little closer to my heart - my son, Noah.

 

Last week I attended his school's Veteran's Day Memorial Service. It was a touching little ceremony. The kids had made hearts to give the Veterans who were present as a way of saying "thank you" for their faithful service to our country. The elementary school chorus sang "America the Beautiful" (and it was beautiful), and some of the teachers had put together a powerful slide show of our military heroes, set to "Here's to the Heroes" by the Ten Tenors (yes, I cried). From there we traveled outside for the finishing touch. After a brief description by the principal of the Tomb of the Unknown Soldier, two students were to place a wreath at the foot of the flagpole as my precious son played Taps on his trumpet.

Taps
Taps

 

I don't mind telling you that my mama heart swelled up with pride as I watched him that day. I loved everything about it, from seeing how nervous he was (this was a BIG deal, and he wanted to be sure he got it right), to holding my breath as he hit each note. When he held the final note out long, I could barely stand it... I was SO proud of him. Maybe I'm prejudiced because he's mine, but I was blown away by his composure, and so happy to see that his hard work (HOURS practicing, y'all) had been rewarded with a performance that truly moved everyone listening. It was a beautiful tribute to our military men & women.

 

I'm not sure if you realize this, but our staff feels much the same way about you. We truly regard the people we insure as something to be proud of. When we read a nice article about you in the paper, or learn that you've received a promotion at work (the list could go on and on), we smile and realize once again how very fortunate we are to provide insurance for some of the best. We believe your hard work should be rewarded, which is why we strive to exceed your expectations when it comes to providing a comprehensive risk management program at a cost that makes "cents" to you.

 

So now that you know where some of my pride & prejudice lies... I'd love to hear what you're proud of! Shoot me an email or stop by our facebook page to leave your story. I'm really looking forward to hearing what makes you smile. 

 

Until next month,

 

 

Heather ClementHeather Clement

Mason & Mason Insurance 

M&M Assurance Group 
   
P.S. We'd love for you to LIKE us on Facebook! It's all about community... you'll get great info, and maybe even a few laughs - who else can make insurance fun? :)  And don't forget about our website at www.mmins.com. Click the "Clients" tab at the top of the page and gain entry to the site with username: "Client" and password: "INFO4U". You'll find a Home & Auto section designed with you in mind... and check out our brand new blog! Please let us know what you think... we love to hear from you! 

 

 
 
  
 
 
 

USE TECHNOLOGY TO MAKE A HOME INVENTORY

HurricaneWe purchase insurance to protect us from what might happen. Hopefully we go through life, never having to make a claim against our Homeowners or Auto insurance policies. We know that the monthly or annual fee is in our best interest, even as we hope to never need its services. Taking home inventory should be just as important. This worthwhile task is yet another method of protecting ourselves against something that might never happen, but could. Yet few people place as much importance on taking home inventory as they do on increasing their Homeowners policy coverage. Although most insurance agents inform their clients about the significance of taking home inventory, it is rarely performed. Homeowners might put the task on their to-do lists, but as time goes by, and their busy lives take priority, it simply never gets accomplished. The result can be a very expensive one indeed.

 

So now that you realize the significance of taking home inventory, how do you get started? At first glance, it seems pretty simple. Go through your home, room by room, taking pictures of your personal belongings and documenting their approximate value. No problem, right? The problem lies in storing your photographs and data. Unfortunately, for many people, this involves...

 

 

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In This Issue
Do You Have a Home Inventory?
Safe Driving Skills
Home-Based Businesses
Quick Links
Check a License - MA Contractor Licensing
MA Auto - Consumer Information
 
Find Us On Facebook
Join Our Mailing List!
NEW! Check out our Blog!
Check out "Risky Business", the official blog of Mason & Mason!

Protecting life's risks -- today.

 

Recent posts:

 

Puppy Love

 

Is Your Contractor Covered for WC in MA?

 

Insuring Your Teen Driver Doesn't Have to Break the Bank  

 

 

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ARE YOUR SAFE DRIVING SKILLS UP TO PAR?

growling dog As if we didn't already have enough distractions, on-board GPS systems, portable DVD players, iPods, and Smartphones have created more driving distractions than ever before. And, it's certainly not atypical for a vehicle simultaneously to have ringing phones, cartoons blaring from the backseat, a GPS incessantly yelping orders out, and fast-food fries flying around like ninja weapons.

 

Even though elements like the above have been proven to make it nearly impossible for a driver to devote their full attention to the road at all times, many drivers still think they're perfectly safe drivers. Here's a simple yes-or-no quiz...

 

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DOES A HOMEOWNERS POLICY COVER YOUR HOME-BASED BUSINESS?
With both technology and the internet, more and more people are running home-based businesses, either full-time or part-time. But will a Homeowners policy cover the risks of a home-based business? In nearCompany Bannerly every case, the answer is no. The only exception to this might be if a Homeowners policy has a special endorsement, such as an endorsement to run a day care operation from your home. Yet fewer and fewer companies offer such endorsements. Additionally, some policies may give a very limited amount of coverage for business property, such as a computer. The bottom line is, nearly all Homeowners policies clearly exclude business operations and not having a proper coverage in place can leave you with uninsured exposure. This is why you need separate business insurance to cover your home-based business risks.

 

Home-based business owners might feel that they do not need coverage because nobody steps foot on their premises. The problem is that...

 

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Thank you for taking the time to read this month's newsletter! Did something in this month's issue address a question you may have had? Was there one article in particular that you found useful? Let us know! We value your opinion, and your feedback helps us to ensure that we keep bringing you content you find helpful and relevant. Share your thoughts!
 
Thanks again,
 
Heather Clement
Mason & Mason Insurance
M&M Assurance Group
 
Mason & Mason Insurance Agency                                          M&M Assurance Group
458 South Avenue                                                                           3304 White Mountain Highway
Whitman, MA 02382                                                                         North Conway, NH 03860
T (800) 759-1452                                                                             T (800) 298-0802
F (781) 447-2832                                                                             F (603) 356-9290