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Personal Perspectives from Mason & Mason |
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| Greetings! |
I mentioned in our last newsletter that people are surprised to learn that I love camping, because I am (as they put it) such a "girlie girl". This month I'm going to let you in on another tidbit... I also absolutely LOVE football. I don't mean, I get it and don't mind hubby watching on a Sunday afternoon. I mean that I am yelling at the TV while he is sleeping resting his eyes on the couch. I mean that I'M the one playing fantasy football in our family. I mean that the ringtone on my cell is the theme song from Monday Night Football. Seriously.

(You have to know a football analogy is coming, right?) Here it is... 3 great lessons gleaned from the NFL:
1. Teamwork is Essential. Tom Brady can be the best quarterback in the league, but without his offensive linemen protecting the pocket, and without a defense that keeps the other team from scoring, the end result will not be pretty (speaking of which, I think that boy is in desperate need of a haircut! Sorry... sometimes the girlie girl in me can't help herself).
Here at M&M, we have an established reputation and tenure with our companies, which means there is a great team at work for you, but that's not all. We also seek to nurture our relationship with you. These three together - our agency, our insurers, and most importantly you - create a winning combination.
2. The best teams tend to be the ones with the best training. I wonder if the 2011 season will show the effects of the lockout. I'm inclined to think that it will (unless you're the Pats, if last night's game was any indication!) But in general, with less time in training camp, teams have had to cram to get ready for opening day and haven't had time to really get the plays down cold. Time will tell.
In addition to examining your unique needs and crafting a policy that meets those needs, we also seek to offer protection by getting information to you. You can now connect with us via our website, Facebook, Email Newsletters, and our brand new blog, too! We're about protecting you and the life you've worked so hard to build... so we try to give you instruction and information (training, so to speak), as well as comprehensive coverage at competitive pricing.
3. Everyone needs a coach. Bill Belichick is known for taking players that have been passed over (and often deemed as attitude problems) and turning them into success stories with his team philosophy (Randy Moss, anyone?) He seems to know just what each man on his team needs to play at their best, and he dishes out his expertise and helps them to be better than they were before they met... AND he celebrates the successes with them. :)
We strive to be that kind of help to you. We look carefully at where you're coming from to determine where the strengths and weaknesses lie in your coverage. With the knowledge we gain, we are able to find exactly which carrier is the best fit for you, and also make sure you have everything you need to succeed. We love it when you call with questions, because it gives us an opportunity to "coach" you... and we take that job very seriously.
There's really only one thing left to say...
GO GET 'EM, PATS!!!
Heather Clement
Mason & Mason Insurance
M&M Assurance Group
P.S. We'd love for you to LIKE us on Facebook! It's all about community... you'll get great info, and maybe even a few laughs - who else can make insurance fun? :) And don't forget about our website at www.mmins.com. Click the "Clients" tab at the top of the page and gain entry to the site with username: "Client" and password: "INFO4U". You'll find a Home & Auto section designed with you in mind... and check out our brand new blog! Please let us know what you think... we love to hear from you!
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KEEPING YOUR IDENTITY SAFE FROM INTERNET AND TELEPHONE SCAMS |

What would you say the fastest growing crime in the United States is today? If identity theft came to mind, then you're exactly right. Statistics by the Federal Trade Commission show that over 20% of all identity theft cases involve the internet and telecommunications. While you might think identify theft scams are easy to spot and avoid, the criminals behind such scams devote themselves to putting together emails, phone calls, and websites that appear enticingly legitimate. Most email and telephone identity theft scams ask you to provide your Social Security number, credit card account information, or banking account information. According to the Identity Theft Resource Center, unless you initiate the call and know you're speaking with a legitimate representative from the company you're doing business with, you should never give out any personal or financial information. Of course, there are innumerable scams circulating the country. The following are a few of the most commonly seen... MORE... |
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NEW! Check out our Blog!
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| We'd Love to Connect With You on Facebook! |
Who knew insurance could be social?
We did!
Here's a sampling of what you'll get when you "like" us on Facebook:
*Cool tools & articles
*Trivia Tuesdays (place your bets!)
*Photos from our "Whoops!" File (you won't believe this stuff!)
Please look us up and, if you like what you see, share our page with your friends |
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ONLINE INSURANCE AS OPPOSED TO AN AGENCY: WHAT'S THE DIFFERENCE? |
Just as one might use a CPA to prepare their income taxes or an attorney to help them with their estate planning, many choose to use an insurance agency to write their insurance policies. This choice is mainly made because a person feels they need professional advice during the process. Of course, everyone will have different needs and circumstances surrounding their purchase, and this is why an insurance professional's advice can be an invaluable asset. If you're debating buying insurance online versus through insurance agency, then you should ask yourself a couple of questions...
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| WHY YOU SHOULD REQUIRE LIABILITY INSURANCE FOR THOSE YOU DO BUSINESS WITH |
 Are the people you do business with insured? You might want to ask them. If a vendor, contractor, cleaning crew, gardener/arborist, or other service provider does not have insurance, you may be out of luck if they cause property damage or injury. Also, people who do not carry insurance are probably less likely responsible than those who are insured. They may not be the ideal people you would want to hire. It's worth paying a little more to get someone who is insured. Never just take the word of a vendor. Many who are not insured may say "yes" because it's likely they don't want to embarrass themselves. Instead, ask them to have their broker send a certificate of insurance. By having their broker send (fax or email) it to you, you know the policy has been paid for and has not been cancelled. Some vendors, especially small firms, will try to convince you that they do not need insurance. Do not fall into this trap as you will be letting an amateur convince you to...
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Thank you for taking the time to read this month's newsletter! Did something in this month's issue address a question you may have had? Was there one article in particular that you found useful? Let us know! We value your opinion, and your feedback helps us to ensure that we keep bringing you content you find helpful and relevant. Share your thoughts!
Thanks again,
Heather Clement
Mason & Mason Insurance
M&M Assurance Group
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Mason & Mason Insurance Agency M&M Assurance Group
458 South Avenue 3304 White Mountain Highway
Whitman, MA 02382 North Conway, NH 03860
T (800) 759-1452 T (800) 298-0802
F (781) 447-2832 F (603) 356-9290
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