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Personal Perspectives
from Mason & Mason |
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| Greetings! |
Roughly 15 years ago a fragile petite blonde sat in a crumpled heap on the courthouse steps. The dark hollows under her eyes told of sleepless nights. The worry was etched across her face in lines that belonged on a woman twice her age, not this 26-year old girl. Her tear-stained cheeks were red from wiping away the salty stream, and yet her mind was even more of a mess than her disheveled appearance.
Does he love me?
Is this normal?
It's just me, right? He'd never touch the kids... would he?
Can I make it on my own?
No one else will ever want me anyway... should I really leave?
Am I worth anything at all?
Is it really THAT bad?
The counselor had a calming effect on her, speaking in soothing words, and while she was firm in her advice, never once did she come across as pushy or forceful. The facts were laid out - of the 23 warning signs of an abusive relationship, 21 applied to her situation. Yes... it really was that bad.
Thankfully, this young woman crossed paths with the advocates of Starting Point, and got out of a dangerous situation before it was too late. One more life, rescued from the wreckage... saved.
I am so excited to share with you that M&M is launching a campaign to raise awareness and also funding for Starting Point, an agency that provides services to victims of domestic and sexual violence. Our Facebook page currently has 203 "likes". For the next 30 days, we will be donating $2 to Starting Point for every new "like" our page receives. Please, please... if you haven't already become a fan on Facebook, look us up and "like" the page, and help raise money for this wonderful cause. Suggest it to your friends... to your family... to everyone you know. Let's see how much money we can raise together to help victims of domestic violence!
This cause is incredibly close to my heart because the young woman you just read about? She's me. Starting Point saved my life... figuratively, and maybe even literally. The work they do is important... SO important. So please... let's come together and help this agency that does so much for those who are at a point where they just can't help themselves. Show some love to Starting Point by liking Mason & Mason.
Thank you!
Heather Clement
Mason & Mason Insurance
M&M Assurance Group
P.S. What can you expect when you like us on Facebook? It's all about community! You'll get great info, and maybe even a few laughs - who else can make insurance fun? :) And don't forget about our website at www.mmins.com. Click the "Clients" tab at the top of the page and gain entry to the site with username: "Client" and password: "INFO4U". You'll find a Home & Auto section designed with you in mind! Let us know what you think!
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LIMIT THE AFFECTS OF NATURAL DISASTERS AND EXPEDITE RECOVERY
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As the fun and sun of summer arrives, so does the threat of many natural disasters. Happenings like earthquakes are always a threat, but floods, wildfires, hurricanes, tornadoes, and such are more apt to strike in the warmer summer months. There are three very important steps you can take to limit the effect natural disasters have on your life and property and expedite your recovery process. 1. Planning. There are some basics that any natural disaster plan should include: - Always have several escape routes mapped out. Each family member should know where to meet, who to call for help, and where to call to signal their safety to other family members. Your family safety plan should be posted in a central location and the escape route and emergency contact numbers should be reviewed every six months.
- If possible, store irreplaceable items and documents like birth, marriage, death, and divorce certificates; passports; deeds; social security cards; expensive jewelry; and heirlooms in a safety deposit box during high-risk seasons if you live in an area frequently hit by natural disasters. You may also put video or photo documentation, a listing of serial numbers, appraisals, and receipts for these items in your safety deposit box.
- Scan your photos to your computer. You can store your photos with an online storage service or make a CD to place in your safety deposit box.
- You should have an emergency overnight bag ready to go for every person and pet in your family and always keep a credit card, emergency cash supply, and personal identification with you during high-risk seasons.
As far as disaster-specific planning goes, here are some key points... MORE... |
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| We'd Love to Connect With You on Facebook! |
 Who knew insurance could be social?
We did!
Here's a sampling of what you'll get when you "like" us on Facebook:
*Cool tools & articles
*Trivia Tuesdays (place your bets!)
*Photos from our "Whoops!" File (you won't believe this stuff!)
Please look us up and, if you like what you see, share our page with your friends!
*BONUS! For the next 30 days, we will donate $2 to Starting Point, an agency that provides services for victims of domestic & sexual violence, for each new "like" on our Facebook page! Please help us raise money for this great cause by sharing our page with your friends! Click the link below to learn more about Starting Point and the many ways they are making a positive difference! 
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HIRING A NANNY - KNOW & MANAGE YOUR RISKS
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Many working parents have had various issues and complaints with daycare and childcare centers. As an alternative to these forms of childcare, more and more parents are choosing to hire their own nanny or share one with another parent. However, many parents aren't fully aware of the many financial risks involved with bringing a nanny into their home.
When you hire a nanny, you've basically just become an employer. Did you know that your new nanny could cause you IRS problems if you improperly pay him/her and not withhold payroll taxes? Even if you withhold payroll taxes, you can still find yourself facing some costly penalties and fines if they aren't calculated correctly and submitted on time. One way to eliminate this risk is by hiring a payroll provider to appropriately handle the taxes, just as any other employer would do.
Another financial risk is...
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FIVE THINGS YOU SHOULD KNOW ABOUT CONDO ASSOCIATION INSURANCE
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 A condominium unit owner usually has their own insurance policy that covers for loss of personal belongings, parts of the building that the condominium agreement makes individual owners responsible for insuring, the additional cost of living elsewhere after a fire damages a unit, and legal liability for injuries or damages suffered by others. In turn, the condominium association has its own policy, which might cause some unit owners to wonder why they have to buy separate insurance. Doesn't the association's insurance cover the same things? Depending on the property at issue, the answer is maybe yes and maybe no. Insurance companies designed the two types of policies to complement each other in some cases and to overlap in others. Here are five things unit owners should know about their associations' insurance. The association's policy covers the building. Depending on the wording in the contract between the association and the unit owner, the word "building" may mean several different things...
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Thank you for taking the time to read this month's newsletter! Did something in this month's issue address a question you may have had? Was there one article in particular that you found useful? Let us know! We value your opinion, and your feedback helps us to ensure that we keep bringing you content you find helpful and relevant. Share your thoughts!
Thanks again,
Heather Clement
Mason & Mason Insurance
M&M Assurance Group
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Mason & Mason Insurance Agency M&M Assurance Group
458 South Avenue 3304 White Mountain Highway
Whitman, MA 02382 North Conway, NH 03860
T (800) 759-1452 T (800) 298-0802
F (781) 447-2832 F (603) 356-9290
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