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Construction Industry Newsletter
June -  2011
Greetings!

There's a particularly beautiful hike (among many) about five minutes from our NH office. With it's cool shady paths and natural waterfalls, "Diana's Bath" is a perfect escape. The trail itself is only 1.2 miles, top to bottom. Now before you hiking enthusiasts jump all over me for the wimpiness of its length, let me tell you that this hike is not about the exercise... it's about the beauty. See what I mean?

 

Falls

  Falls

 

But wait... there's more!

 

fallsvid

fallsvid

And check out this tree! It's tall and strong, even though the roots are all exposed and wrapped around rock. Aside from the fact that it just looks cool, I love this tree. For me (and I know I'm a little off sometimes, but still...), it seems to shout of tenacity and determination.  

 

 

 

 

Tree
Rooted

 

 

Now for the philosophical angle where I shall wax eloquent (you can thank me later). Picture yourself as the tree. You'd love to have rich, moist soil to put deep roots into, but in today's economy, life is a lot more like this picture. You often run into unforeseen obstacles that threaten to stunt your growth. Our job is to help you maneuver through them, and to direct you to the path that will allow your company to take root and flourish, in spite of the "unpredictable-ness" of this life (I'm playing the part of a philosopher, remember? I can make words up if I like).

 

 

One of the things we pride ourselves on is being specialists in construction insurance, and giving you the tools you need to succeed. Mostly, that comes in the form of information. Whether dispensed through a phone call, this newsletter, or at an Association dinner meeting, we strive to keep you informed so that you can deal with the unexpected, and grow as your business becomes more grounded.

 

While we're on the subject of information, this seems like the perfect time to plug our Facebook page. If you haven't already, please visit our page and "like" us. You'll get notice of changes to laws and regulations that affect you, links to resources that can keep you on top of things, and some humor thrown in along the way. We'd love to have our page be a place where we can connect with our clients and share ideas - both ours AND yours - so we encourage you to not just read, but leave your thoughts as well (and if you have a page for your business, please let us know so we can "like" you back!).

 

 And now... I'm gonna make like a tree and leaf you to it. Have a great month!

Tom

 

 

 

Tom Messier, Vice President
Mason & Mason Insurance Agency
M&M Assurance Group 

P.S. If you enjoy this newsletter, check out our website at www.mmins.com. Click the "Clients" tab at the top of the page and then enter the site with username: "Client" and password: "INFO4U". You'll find more helpful articles on a wide range of topics. We'd love for you to LIKE us on Facebook (and invite your friends!) If you have any questions, give us a call at (800) 298-0802. We'll be happy to hear from you! 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 Contractors Pollution Liability Insurance and Risk Management  are Vital to Protect Against Environmental Exposure

dirt

Pollution and environmental exposure risks on site and during transfer and disposal, such as toxic mold, the disposal of contaminated soil, and broken pipelines releasing toxic materials, are major construction concerns. When such incidents happen, a contractor's reputation and livelihood can be irreversibly impacted.

 

Contractors Pollution Liability (CPL) is a type of insurance designed to protect contractors against the liability issues and... 

 

MORE...

 


 

 

Plan Ahead for that Construction Crisis

 

Scaffolding Weather forecasters say a hurricane is coming that will threaten the half-completed multi-million dollar industrial building a contractor is erecting. After completion of a new 20-story hotel, the media reports that executives for the general contractor rigged bids so that subcontractors in which they had financial interests got the jobs. A scaffold collapses with five men on it, killing one and severely injuring the others. These are all examples of crises that could strike a construction business. If not managed properly, a crisis can cause a firm great damage and even put it out of business.

 

Good crisis management involves six stages...

 

MORE...

 

 

Don't Let Construction Defects Create Unnecessary Liabilities

reflector

In any industry, there will always be certain costs associated with doing business. However, construction firms should never consider construction deficits as part of these unavoidable costs. Construction deficits are an ever-growing problem in the construction industry, but are definitely not unsolvable. No problem can be solved without understanding why it's occurring in the first place. Here are three of the main contributing factors:

 

1. Poor Site Selection. Many contractors, especially those in urban areas, have witnessed rapid growth spurts claim the majority of the highly-desirable sites. This leaves contractors choosing from what's left and possibly choosing sites that aren't exactly optimal for the construction.

 

2. Poor... 

 

MORE...

 

 

About Mason and Mason
For more than 20 years we've been committed to meeting the insurance and bonding needs of the construction industry. The success and leadership of our practice has led to strategic and proprietary relationships with insurance companies similarly committed to the industry. Our clients benefit from our insurer relationships in the form of products designed with their special needs in mind. Our access to many construction specialty insurers also assures our clients are afforded a range of options at various cost levels in order to match the level of protection for their particular needs. As important as these insurer relationships are, our true competitive edge is the people who serve our clients. We have team of construction insurance professionals who understand the complexities of the worker's compensation and general liability insurance regulatory environment as applied to the industry. We leverage this specialized knowledge and our broad risk management expertise to the benefit of our construction industry clients. 
 

 
Mason and Mason Insurance      M&M Assurance Group
458 South Avenue                                        3304 White Mountain Hwy
Whitman, Massachusetts 02382                    North Conway, NH 03860
T (800) 759-1452                                          T (800) 298-0802
F (781) 447-2832                                           F (603) 356-9290 
In This Issue
Background Checks
Going Green?
Oops!
OSHA Lead In Construction Manual
 
   
 OSHA
 
 
Looking for more resources about Lead Paint Compliance? Click here for your copy of OSHA's Lead In Construction Manual!
Join Our Mailing List
 
Quick Links
 
  
Coming Soon! 
RRP Workshop with Shawn McCadden & Friends!
Shawn McCadden
You've become certified... so now what?
  
We're pleased to be bringing RRP Expert Shawn McCadden to NH for an RRP workshop! Joining Shawn will be Mark Paskell of the Contractor Coaching Partnership, and our own Tom Messier. The workshop will be held at Tin Mountain Conservation Center (beautiful spot!) on August 22nd.
  
A second workshop on the new OSHA Fall Protection Directive (complete with equipment demonstrations) will be held the next day - cut rate if you sign up for both!
  
Watch for more details! (or grab Tom - he'll be happy to chat with you about it!)
 PAYROLL DEDUCTED WC
 
Mike's Bikes Logo
 
If you've heard about payroll deducted workers comp and have questions, give us a call! We can fill you in on the advantages (and disadvantages) of this program and see if it's right for you. That's what we're here for! :)