Greetings!
There's a cactus that sits in my window. Now if you're a flower person, my cactus isn't going to really do anything for you. It doesn't have any blossoms... it doesn't even really have a unique or cool shape. It's just your basic cactus. I can't even tell you the name of it, but I like it.  Here's what I know: it's solid and reliable. So long as I water it from time to time, it just keeps growing - steady and true. It doesn't wilt or die... it just does its thing. When someone comes into our home, they don't notice my cactus among the other plants. It's not particularly beautiful, but as I said - I like it. I like to think of our crew at Mason & Mason in kind of the same way. We're not particularly flashy. We don't like to be the center of attention - we prefer to serve in a support role and let YOU shine. But we are always here, steady and reliable. We're ready to answer your questions, to examine your operations and make sure your policy fits your needs, and (for some this is most important), to go to bat for you if a claim arises... and if we have to get a little prickly to make sure you get the compensation you deserve? We're not afraid to grow a spine and "stick out". We believe you're worth it. Here's to a season of new growth, 
Tom Messier, Vice President
Mason & Mason Insurance Agency
M&M Assurance Group
P.S. If you enjoy this newsletter, check out our website at www.mmins.com. Click the "Clients" tab at the top of the page and then enter the site with username: "Client" and password: "INFO4U". You'll find more helpful articles on a wide range of topics. We'd love for you to LIKE us on Facebook (and invite your friends!) If you have any questions, give us a call at (800) 298-0802. We'll be happy to hear from you! |
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CAREFUL HANDLING OF CONSTRUCTION MATERIALS SAVES LIVES AND MONEY
In October 2010, a construction worker in Pennsylvania was crushed to death by a section of a steel plate. The month before, a worker in Houston died when a pallet carrying a one-ton load struck him. In Maryland, two bar joists fell off a stack of joists on a flatbed truck, killing a worker. The U.S. Occupational Safety and Health Administration reports that material handling accidents account for hundreds of thousands of injuries each year on construction sites. Safe material handling practices can prevent much needless suffering and also save contractors and their insurance companies millions of dollars in medical and disability benefit costs. These practices involve three distinct areas:
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DON'T LET SHABBY INCIDENT INVESTIGATIONS LEAVE YOU VULNERABLE
Employers should always make it a top priority to provide workers with a safe working environment. That said, accidents can still happen, even when employers strictly enforce safety practices and employees strictly adhere to them. Incidents happen due to a breakdown, departure, or failure in the acceptable method of performance. When an accident does occur, the incident investigation report will serve several important objectives. So, it's vital that a timely and thorough incident investigation takes place.
The Purpose of Incident Investigation. The main purpose of an incident investigation is for the employer to learn why the breakdown happened and determine procedures that could be put into place to prevent it from recurring. The employer should gather and examine the data they collect to figure out...
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COMPLETED OPERATIONS COVERAGE IS ESSENTIAL FOR CONTRACTORS
 An accounting firm on a building's top floor accused the roofing contractor of ruining its computer network equipment, even though the contractor wasn't working on the building at the time. The contractor had finished replacing the roof in September. Heavy snows fell that winter, and it started melting rapidly when March brought above-normal temperatures. The accounting firm's systems support analyst came in to work on a Monday morning to find pools of water in the server room and the servers inoperable. Given that the first four months of the year are a somewhat busy time for accountants, the firm could not remain without its computer network for long. It rush-ordered new servers...
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About Mason and Mason
For more than 20 years we've been committed to meeting the insurance and bonding needs of the construction industry. The success and leadership of our practice has led to strategic and proprietary relationships with insurance companies similarly committed to the industry. Our clients benefit from our insurer relationships in the form of products designed with their special needs in mind. Our access to many construction specialty insurers also assures our clients are afforded a range of options at various cost levels in order to match the level of protection for their particular needs. As important as these insurer relationships are, our true competitive edge is the people who serve our clients. We have team of construction insurance professionals who understand the complexities of the worker's compensation and general liability insurance regulatory environment as applied to the industry. We leverage this specialized knowledge and our broad risk management expertise to the benefit of our construction industry clients.
Mason and Mason Insurance M&M Assurance Group
458 South Avenue 3304 White Mountain Hwy
Whitman, Massachusetts 02382 North Conway, NH 03860
T (800) 759-1452 T (800) 298-0802
F (781) 447-2832 F (603) 356-9290 |
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OSHA Lead In Construction Manual
Looking for more resources about Lead Paint Compliance? Click here for your copy of OSHA's Lead In Construction Manual! |
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If you've heard about payroll deducted workers comp and have questions, give us a call! We can fill you in on the advantages (and disadvantages) of this program and see if it's right for you. That's what we're here for! :) |
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