Greetings!
It's a good year to be a Pats fan, isn't it? A winning coach, a winning quarterback, a winning season! Success can be attributed to so many different factors, but I'd like to highlight just one for now.
 Yes, the defense is making huge plays and special teams? Uh... 94 yard punt return, anyone? But Brady seems to be playing, according to some, better than ever before. Sure, the guy is GOOD. I won't deny that (even Steelers fans know a good thing when they see it). But his success is due in large part to the offensive line providing him with plenty of time in the pocket. Even with a rookie offensive line, Brady has a wall of protection that affords him the ability to read the defense, and wait until one he has an open target to throw to. Yes, he's probably the best there is as far as quarterbacks go, but without pass protection, even the best can fail miserably. Such is definitely not the case in New England.
Our role here at Mason & Mason is much the same. We strive to analyze your needs and provide a wall of protection that leaves you feeling safe and secure... and able to make plays. We go to work blocking the things that could pose a potential threat to your business, and free you up to make your move, and avoid getting sacked. And what's more? We love what we do. We're as passionate about seeing you succeed as Matt Light is about protecting Brady's blindside. Together, we make a winning combination.
Enjoy the playoffs!
Tom Messier, Vice President
Mason & Mason Insurance Agency
M&M Assurance Group
P.S. If you enjoy this newsletter, check out our website at www.mmins.com. Click the "Clients" tab at the top of the page and then enter the site with username: "Client" and password: "INFO4U". You'll find more helpful articles on a wide range of topics. We'd love for you to LIKE us on Facebook (and invite your friends!) If you have any questions, give us a call at (800) 298-0802. We'll be happy to hear from you! |
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DEPARTMENTAL RESPONSIBILITY TO REDUCE WORKERS COMPENSATION CLAIMS
When it comes to Workers Compensation claims, companies are constantly looking for ways to reduce claims and reduce costs.
Ascribing the cost of Workers Compensation claims to applicable internal departments can encourage supervisors and managers to pay more attention to training and safety programs and more carefully monitor injured employees returning to work. Some companies have even deducted the claim cost from the budget of the ascribed department instead of a general company fund as an additional incentive to curb Workers Compensation costs. Through implementing a few procedures that place Workers Compensation expenses directly on internal departments, employers have more control over...
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UNDERSTANDING A BUILDER'S RISK COINSURANCE CLAUSE, COMMON MISTAKES, AND PENALTIES
Coinsurance clauses are commonly found in a Builder's Risk Completed Value policy. As one might deduce merely from the name, a coinsurance clause involves the policyholder becoming a co-insurer of the risk of loss with the insurer. In other words, certain conditions would result in the insurance company not paying the total amount of loss, thereby leaving the policyholder to bear the remainder of the loss amount. The insured and the insurer jointly assume the risk.
Those unfamiliar with such a clause are probably wondering why any policyholder would even consider a coinsurance clause. The benefit of buying an insurance policy with such a clause is...
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BREAK THE CYCLE OF WORKPLACE ACCIDENTS WITH EFFECTIVE ACCIDENT INVESTIGATIONS
You've heard the old adage about people not learning from history being doomed to repeat it? This is certainly applicable to the safety programs of businesses. If accidents are to be avoided, the business must learn how and why they happen in the first place. It's only through this knowledge that businesses can prevent such accidents from recurring.
An accident investigation should be devised in a manner that will gather information thoroughly and objectively, not assign blame or point fingers carelessly. Accidents are rarely the result of one solitary causative agent. In fact, they generally involve a multitude of direct and indirect factors that result in...
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About Mason and Mason
For more than 20 years we've been committed to meeting the insurance and bonding needs of the construction industry. The success and leadership of our practice has led to strategic and proprietary relationships with insurance companies similarly committed to the industry. Our clients benefit from our insurer relationships in the form of products designed with their special needs in mind. Our access to many construction specialty insurers also assures our clients are afforded a range of options at various cost levels in order to match the level of protection for their particular needs. As important as these insurer relationships are, our true competitive edge is the people who serve our clients. We have team of construction insurance professionals who understand the complexities of the worker's compensation and general liability insurance regulatory environment as applied to the industry. We leverage this specialized knowledge and our broad risk management expertise to the benefit of our construction industry clients.
Mason and Mason Insurance M&M Assurance Group
458 South Avenue 3304 White Mountain Hwy
Whitman, Massachusetts 02382 North Conway, NH 03860
T (800) 759-1452 T (800) 298-0802
F (781) 447-2832 F (603) 356-9290 |
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OSHA Lead In Construction Manual
Looking for more resources about Lead Paint Compliance? Click here for your copy of OSHA's Lead In Construction Manual! |
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If you've heard about payroll deducted workers comp and have questions, give us a call! We can fill you in on the advantages (and disadvantages) of this program and see if it's right for you. That's what we're here for! :) |
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