Company Banner
November - 2010
friends
Personal Perspectives
from Mason & Mason
Greetings!

 Necessity may be the mother of invention, but boredom could just be the mother of creativity.

 

Case in point, my son Noah.  Noah is an inventor. I have to say that while it's challenging to have a child with the mind of an engineer, it is so much fun to see the way he thinks! As aMagnetix perfect mother (HA!) trying to nurture her son in his God-given abilities, I bought him a set of Magnetix. I'm not sure what I thought he'd build with them, but I totally didn't envision him sticking the rods to the fridge so he could make a track for ice to fall into his drinking glass (I suppose just holding the cup under the dispenser is too mundane for such deep thinkers).

 

His latest creation consisted of a sock. That's it. No other parts or pieces. What I viewed as a balled up wad of cotton was, to my son, something to be balanced off body limbs and tossed about. We've dubbed it the "hackeysock"...

 

I swear, if I'd known he wanted one, I would have bought it for him... perfect mother that I am. *cough*
Hackeysock
 

My point is that we all tend to see stuff differently. We each have different inclinations and unique ways of looking at things. In any given situation, you might pick up on something that I totally don't get... or I might notice a piece that you never would have seen. If you're a chef, you will catch the subtleties in a fine dish and probably even be able to list the spices used, but I'd probably just close my eyes and sigh. An experienced mechanic can listen to an engine and have a sense of what's making that noise, whereas the average housewife might do little more than cringe (and, if you're anything like me, panic.)

 

The beauty of relationships is that when we pair up, we complement each other and there is a well-roundedness that makes sure nothing gets missed. There are probably a lot of things in your insurance policy that just don't mean a whole lot to you, but that's ok... because you have us to help you figure it all out and make sure the life you've worked so hard to build is protected. And that frees you up to go and do the things YOU love.

 

What will you create today?

  Heather


Heather Clement
Mason & Mason Insurance
M&M Assurance Group 
 
P.S. Don't forget to check out our website at www.mmins.com. Click the "Clients" tab at the top of the page and gain entry to the site with username: "Client" and password: "INFO4U". You'll find a Home & Auto section designed with you in mind! Let us know what you think! And please, please look us up (and LIKE us) on Facebook!

WHAT SHOULD YOU KNOW ABOUT YOUR HOME'S FIRE EXTINGUISHERS?


Extinguisher

According to a fire loss study done by the National Fire Protection Association, house fires accounted for 75% of all structural fires in the United States. There are about 400,000 residential property fires in the U.S. each year, and these residential fires account for more than 3,700 human fatalities each year. Even when all other natural disasters are combined, fires still typically claim more American lives per year.

Considering the cost, frequency, and loss of life related to residential fires, it's important for homeowners to have

...

MORE...

In This Issue
Fire Extinguishers
CO Detectors
Snowmachine, Anyone?
Join Our Mailing List!
Quick Links
Check a License - MA Contractor Licensing
MA Auto - Consumer Information
 
Find Us On Facebook

MAKE A CARBON MONOXIDE DETECTOR A PRIORITY ON YOUR HOME SAFETY LIST

 CO DetectorThe changing of the seasons usually brings along a laundry list of chores to most homeowners, in addition to some chilly weather. One task that should be at the top of the list is making sure your home's carbon monoxide (CO) detector is working properly.

The presence of carbon monoxide gas is almost impossible to detect without some sort of device. The gas is odorless, colorless, and invisible, and can weave its way throughout your home much easier in the winter months. CO gases are created when heating elements that use natural gas, propane, wood, or oil do not completely burn off their fuels. Breathing in these fumes poisons the body and can be deadly. The effects might appear mild at first, as the individual begins to feel dizzy and nauseous, but

...
 

MORE...

REVIEW YOUR HOMEOWNER'S POLICY REGARDING COVERAGE FOR SPECIAL VEHICLES

Snow Machine

Millions of Americans own special vehicles for recreation, personal assistance, property maintenance, and for other purposes. Residents and visitors in snow belt regions use snowmobiles. Golf carts cruise around golf courses and around many residential communities. Individuals with limited mobility use motorized wheelchairs and scooters. All-terrain vehicles and dune buggies are always popular. These vehicles can be expensive to purchase and can become involved in accidents. Individuals who own and use them need insurance protection when something goes wrong. Fortunately, the standard Homeowners insurance policy provides some of the coverage users need.

The Homeowners policy does not cover legal liability resulting from the use of motor vehicles that are registered for use on public roads or property or that the law requires to be registered for use at the place where the accident took place. However, it does provide some coverage for vehicles designed to be used off public roads if either the user does not own them or if the accident occurs on an "insured location," as the policy defines that term. The term includes the place where the person named on the policy (the named insured) resides, other residences he acquires during the policy term, premises he doesn't own and where he temporarily resides, vacant land he owns or rents, land he owns or rents where he is building a residence, and other premises he occasionally rents for non-business use.

Therefore, the Homeowners policy...  

Thank you for taking the time to read this month's newsletter! Did something in this month's issue address a question you may have had? Was there one article in particular that you found useful? Let us know! We value your opinion, and your feedback helps us to ensure that we keep bringing you content you find helpful and relevant. Share your thoughts!
 
Thanks again,
 
Heather Clement
Mason & Mason Insurance
M&M Assurance Group
 
Mason & Mason Insurance Agency                                          M&M Assurance Group
458 South Avenue                                                                           3304 White Mountain Highway
Whitman, MA 02382                                                                         North Conway, NH 03860
T (800) 759-1452                                                                             T (800) 298-0802
F (781) 447-2832                                                                             F (603) 356-9290