The date was January 8, 1790. The place? New York City. The occasion: George Washington delivering the first State of the Union address to congress. In 1801, Thomas Jefferson discontinued the address in person, choosing to deliver it as a written report instead (he thought the oral method of giving the address was too similar to the monarchs' "Speech from the Throne"). It wasn't until 1913 that Woodrow Wilson re-established the practice of delivering the address in person, and for the most part, that's how it's been ever since.

Article 2, Section 3, of the Constitution states that the President shall "from time to time give to Congress information of the State of the Union." The content of the speech is really two-fold. First, it describes the condition of the country. The President will outline what he considers to be the greatest accomplishments of his administration over the past year and where we stand as a country currently, and then will move on to the second part of the speech: his legislative agenda and national priorities for the coming year. In short, the speech gives a synopsis of where the nation stands currently, as well as detailing plans to better the condition of our country in the year ahead.

So what does that have to do with insurance? I'm glad you asked (you were wondering, weren't you?)!  As your risk management team, we at Mason & Mason are constantly assessing your needs (not just once a year!). Your business account has one special representative assigned to it, and that team member works closely with you to make sure the information we have about your business is current, and that appropriate coverage is in place.

In addition to keeping on top of the "state of" your insurance, we also do a little forecasting ourselves. We keep a close eye on market trends and new insurance regulations, and also try to project changes that your business might face in the coming year so that when we present your renewal package, we've done the best we can to make sure you're prepared - not only for your current conditions, but also for what the coming year will most likely bring. 

And the beauty of it is this: with a dedicated agent assigned to your account, you have access to that information any time you want it. You don't have to wait until your policy renews to ask questions or make changes. We're here for you on a daily basis. Keeping in touch is just one of the things that helps us see that you have the best coverage possible. The more we communicate, the better we understand your needs, and the more specific your insurance program can be... so if you make changes, or have concerns about your business insurance, don't hesitate to call us at the number below. 

If you're reading this newsletter, but your insurance program isn't currently with us, why not let us take a look at the state of your coverage? You have nothing to lose, but you stand to gain a whole lot. Choice service. Competitive pricing. Comprehensive coverage. What are you waiting for?