News for You and Your Pet

September 1, 2011

   
Dear ,

Ingrid and AmberThis has been an exciting couple of weeks in many ways, and I'm not just talking about earthquakes and hurricanes. The Conscious Cat won Best Pet Blog in the 2011 Petties! If you missed the virtual ceremony, you can still watch it on DogTime Media's website.

Last weekend, I attended BlogPaws, the largest pet blogging conference in the United States, and I had a wonderful time. You can read my full report from BlogPaws and the Petties ceremony here.

In this issue:

Responsible pet ownership includes providing regular veterinary care throughout the pet's life. With escalating costs, many pet parents are looking into getting pet insurance for their furry family members. Find out whether pet insurance is right for you and your pet.

Technology is a wonderful thing, but how much of a good thing is too much? Are you addicted to technology?

We hope you enjoy this issue and find the information helpful. And if you do, please share it with a friend!

With warm regards to you and your furry family members,      

Ingrid.

Website: www.ingridking.com
Blog: www.consciouscat.net
E-Mail: BuckleysStory@cox.net

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In This Issue
Is Pet Insurance Right for You and Your Pet?
Are You Addicted to Technology?
Upcoming Book Events
Marketplace
Is Pet Insurance Right for You and Your Pet?

cat with veterinarian

By Ingrid King   

 

Responsible pet ownership includes ensuring regular health care for your pet throughout his life. All pets should have annual wellness exams, and older pets should see the veterinarian twice a year. Costs for routine exame vary, depending on what part of the country you're in, they will range anywhere from $45 to $150 (exam only). And that's only well pet care. Illnesses and accidents can quickly increase those costs, the average cost for a visit to an emergency vet can easily run between $1000 and $2000, depending on the severity of the problem.

 

Additionally, advances in veterinary medicine make it possible to treat medical conditions in pets that would have been a death sentence a decade ago. From chemotherapy to kidney transplants, pets can now receive almost the same level of medical care as humans. Of course, all of these treatments come with a price tag.

 

As a result, pet insurance has become increasingly popular over the past decade. There are several companies offering a variety of plans, and deciding whether pet insurance is right for you, and choosing the right plan, can be overwhelming.

 

How do you determine whether pet insurance right for you?

 

Could you afford an unexpected $1000 or $2000, should your pet become ill? If your answer is no, pet insurance may be a viable option. You may not like paying a monthly premium, but, just like human health insurance, you may be glad you paid the premium if you ever need to use the coverage for your pet.

 

Pet insurance is all about risk management. Some clients may pay more in premiums than they receive in reimbursements (and they would be the lucky ones with healthy pets), but they'll know that, should something catastrophic happen to their pet, they'll be covered. Pet insurance companies are in business to make a profit, so they need to generate more money in premiums than what they pay out to pet owners.

 

Some pet owners may prefer to put aside a certain amount of money each month into a savings account dedicated to pet care expenses instead of paying monthly insurance premiums. The advantage of doing so is, of course, that, if your pet needs little beyond annual well visits, the money belongs to you, not the insurance company. The risk is that you may end up with unexpected and expensive vet bills, should your pet need additional care. Saving for pet care expenses may also require more financial discipline than paying a monthly premium bill.

 

If pet insurance seems like a viable option for you, do your homework. Research the different plans carefully. Read the fine print. Premiums and coverage vary widely from plan to plan.

 

The following questions can help you choose a pet insurance provider:

  1. Is the company licensed in your state?
  2. Does the company have a good reputation? How long have they been around?
  3. Is the policy information easy to understand?
  4. Does the company offer customer service during business hours?
  5. Can you see any veterinarian you want?
  6. How much have premiums increased over the last few years?
  7. Will premiums increase as your pet gets older?
  8. What is covered and what is excluded from coverage?
  9. What is the company's policy on pre-existing conditions?
  10. Does the company cover benefits for wellness visits and preventive care?
  11. Does the company cover holistic care?
  12. Is there a waiting period before coverage becomes active?
  13. Is there a maximum age for enrolling your cat?
  14. Are there reimbursement limits per case, per year, per lifetime?
  15. Is a physical exam required prior to enrollment?

There is no one size fits all answer to the question of whether pet insurance is right for you and your cat. It is a personal decision that needs to take your financial situation and your risk tolerance into account.

 

(c) Ingrid King 2011 


Are You Addicted to Technology?

 

woman with laptop  

 

Technology makes it possible for people to gain control over everything,

 except over technology. - John Tudor

  

By Ingrid King

 

As a professional blogger and writer, I spend much of my day online. I also have a BlackBerry that keeps me connected to e-mail and my blog when I'm not at my computer. I love the world of e-mail, blogs, social media and other forms of online communication and the opportunities it presents. I especially love how it has changed how we meet people and form friendships in ways we never could have imagined even ten years ago.

 

Technology has allowed me to make contact with people I never could have met in real life.  Whether it's the author I've admired for decades, or the veterinarian whose articles I've only read in journals before, or the many fellow cat people who share my love for these incredibly fascinating and wonderful creatures - I treasure all of these relationships.  Some of them have turned into real-life friendships.

 

But there is a downside to all this 24/7 connectedness. As with all good things, there can be too much of it. Researchers from the University of Glasgow found that half of the participants in a study reported checking their email once an hour, while some individuals check up to 30 to 40 times an hour. An AOL study revealed that 59 percent of PDA users check every single time an email arrives and 83 percent check email every day on vacation. (Source: WebMD.com)

 

Does this sound like the behavior of an addict to you? That's because it is. All this technology creates compulsive behavior by tapping into the brain's reward circuit and operant conditioning: the association of stimulus and reward. Every time you hit "check mail" on your e-mail or smartphone, you get a little dopamine hit. Dopamine is one of the neurotransmitters that makes you feel good. Receiving that e-mail, text, or Facebook comment sends a message to your brain that says "Yay! Somebody loves me!" Your brain comes to associate this feeling with the "you've got mail" or text message sound on your device, and releases a squirt of dopamine each time it hears the signal.

 

As if this weren't bad enough, after you check that e-mail or that Facebook comment, your dopamine levels dip below normal, so you need another hit just to get your levels back to normal. If you've ever sat at your computer and hit  the "get new mail" button over and over and wondered why on earth you're doing that, now you know.

 

The constant connection to technology can take a toll on our bodies and our mental state, and it  probably behooves us to occasionally unplug, even if it's only for a few hours. Here are some ways to break the technology addiction, at least temporarily:

  • Unplug for for short periods of time if disconnecting for an entire day seems impossible. You life won't implode. As with any addiction, there can be a period of anxiety when you first try it.
  • Leave your cell phone at home one day a week. Weekends are good for this. For some people, this will have the same effect as a two-week vacation; the psychological benefits can be that dramatic. If you feel must have your cell phone with you because of safety concerns, keep it turned off.
  • Set boundaries. Don't check e-mail as soon as you get out of bed. Stop checking e-mail after a certain time in the evening. Set yourself  a time limit when you go on social media sites.
  • Don't let technology interfere with real, face-to-face contact. There's nothing more irritating to me than having lunch with someone who keeps a constant eye on her smartphone.

Photo credit: Matthew Bowden www.digitallyrefreshing.com, via Wikimedia Commons

(c) Ingrid King 2011


Upcoming Events  

Buckley's StorySeptember 10 and 11, 2011
National Capital Cat Show
Chantilly, VA

October 4, 2011
Oakton Libary
Oakton, VA

more events to be announced soon

Please visit the Events Page on my website
for more information and directions.

Marketplace

Spirit Essences
use code CONSCIOUSCAT for a 5% discount
on all Spirit Essences orders


   


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