
November 3, 2010
How to Finance an Energy Efficient Home Purchase or Renovation
Speaker: Stephen Ponce-Pore and Valerie Copenhaven, Energy Programs Manager - Loan Officers
Topics covered will include:
- Consumer Motivations
- Recent demographics for buyers
- Common methods for improving energy efficiency, the impact, and anticipated costs
- Financing methods available
- Borrower challenges
- Loan types, interest and consumer impact
- Loan term and financial viability and desirability
- Energy Efficient Mortgages, Energy Improvement Mortgages, "green" financing
- Non-traditional financing
- Appraising the green/energy efficient property
- Residential renovations for energy efficiency
- Solar financing/leasing/power purchase agreements/energy services companies
- Developing new renewables and energy efficiency financing options
email RSVP for Durango
First National Bank of Durango 12-1:15 PM 259 W. 9th Street Durango, CO (map) Durango Flyer
email RSVP for Pagosa Pagosa Lakes Clubhouse 5:30-6:45 PM 230 Port Avenue Pagosa Springs, CO (map) Pagosa Flyer
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Energy Star Pre-Drywall Home Tour
Friday November 12, 2010 12 to 2 p.m. | Fox Farm Village, Bayfield, CO Colorado Housing Inc. (CHI) invites interested contractors to a FREE home tour of CHI homes currently under construction in Bayfield. The tour will take place immediately following the Energy Star Pre-Drywall inspection, and will highlight construction details which contribute to compliance with Energy Star as well as construction details which may need to change to comply with Energy Star Version 3.0, to be released in January 2011. Start now and be ahead of the curve! One to two hour workshop including a presentation, tour and Q&A. Brown bag lunch. Light refreshments will be served RSVP: via email or (970) 264-6950 (ask for Kiko) sponsored by:Colorado Governor's Energy Office and CHI
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Can't buy it local?
Tell us here!
What products and services are lacking in Southwest Colorado?
We want to keep our money here in Southwest Colorado to promote jobs, strengthen the economy, and reduce leakage of money to areas outside of ours.
Please let us know what you'd like to be able to purchase here locally through this on-line form!
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HBA presents Award for Sustainable Building Education Program
The Home Builders Association of Southwest Colorado presented 4CORE with an award for implementing the Sustainable Building Education Program at the Parade of Homes Award Banquet in October.
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LPEA receives Green Power Leadership Award
DOE, the U.S. Environmental Protection Agency (EPA), and the Center for Resource Solutions (CRS) recognized a variety of organizations and one individual on October 20 for promoting the voluntary purchase of electricity from renewable energy sources, also known as green power. DOE honored six organizations as Green Power Leaders, including La Plata Electric Association, a cooperative in southwest Colorado that is a leader in the purchase of renewable energy certificates.
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Energy News you Can Use is published monthly

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Greetings!
Do you ever wonder what goes on inside the offices of 4CORE? In this video, our 4th grade correspondent Aidyn goes deep into 4CORE to uncover energy-smart tips and tricks and discover just exactly what 4CORE does.
And if that didn't provide enough information, read on for more details...
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National Director of ENERGY STAR New Home Program to Speak in Durango November training to offer Continuing Education Credits
 Tues, Nov 16th | Durango Public Library | 8am-4pm | flyerRegister here | Cost is $25, includes lunch 7 credit hours of Continuing Education Credit for Real Estate Professionals!Sam Rashkin and Gord Cook are coming to Durango! Join Sam and Gord as they discuss designing, building, and selling energy efficient homes that earn the ENERGY STAR label. Take this unique opportunity to learn more about the features associated with an ENERGY STAR Qualified New Home and expand your knowledge of all the benefits not only for your clients, but your business as well. About Sam and Gord:Sam Rashkin, RA, has 20+ years experience specializing in residential energy efficient design and construction. He has led the ENERGY STAR New Homes program since its inception. Gord Cooke, PE, is renowned for his customized sales training programs that target the marketing of energy-efficient features in high-performance homes to enhance sales presentations to clients.
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Energy Efficient Mortgages Hit the Road
Expert Energy Program Loan Officers Stephen Ponce-Pore and Valerie Copenhaver offer free sessions throughout Southwest Colorado
4CORE is teaming up with The New Community Coalition (TNCC) and Uncompahgre Valley Regional ENERGY STARŪ for New Homes to bring two speakers to Southwest Colorado. Speakers will discuss an approach to rejuvenating the housing market and a way to take a full percentage point off a 30 year mortgage.
The free session, titled, "How to Finance an Energy Efficient Home Purchase or Renovation," offers one credit hour of Continuing Education Credit for Real Estate Professionals. In addition, anyone thinking about building or remodeling is encouraged to attend, including homeowners, builders, appraisers.
Topics will include:
- consumer motivations
- recent demographics for buyers of energy efficient and renewable energy homes
- common methods for improving energy efficiency
- financing, loan types, interest rates
- impact on consumers
- the impact of loan term
- appraising energy efficient properties
- residential renovations
- solar financing/leasing/power purchase
- agreements/energy services companies
A total of four sessions are offered:
- November 3rd at 12:00 PM at First National Bank of Durango in Durango, RSVP
- November 3rd at 5:30 PM at Pagosa Lakes Clubhouse in Pagosa Springs, RSVP
- November 4th from 10 - 12 AM at Telluride's Wilkinson Public Library, RSVP
- November 4th from 3:30-5:30 PM the Montrose Holiday Inn Express, 1391 South Townsend, RSVP
This presentation tour is funded by an ENERGY STARŪ New Home grant program through the Governor's Energy Office.
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Now is the Time to Get Involved in Our Community's Energy Future
 The La Plata Climate and Energy Action Plan (CEAP) is ready for community review. The CEAP is a living document that recommends specific policies and actions to reduce greenhouse gas (GHG) emissions, improve the local economy and work towards a more self-reliant and sustainable community. The implementation of the CEAP will enhance our community by creating new jobs and business opportunities, improving air and water quality, and preserving our vital ecosystems while continuing to build a thriving community. "This plan is the cumulative effort of over 150 community volunteers who put countless hours into drafting a plan for community resilience," said County Commissioner, Wally White. "We encourage residents and business owners to help us put the final touches on the plan." La Plata County, City of Durango and the Town of Ignacio and 4CORE invite the community to review the CEAP online or in hard copy from November 11th to the 23rd, available at local public libraries, local government information desks, and at the upcoming public forums . These forums are scheduled for: - November 11th in Durango at the Rec Center from 7pm to 9pm,
- November 15th in Bayfield at the Lavenia McCoy Public Library from 6:15 pm to 8pm
- November 18th in Ignacio at the Community Library from 6pm to 8pm.
Community members can also provide input on the CEAP through an online feedback form, by email or by mailing your comments to 4CORE:
Attn: CEAP Feedback
10 Town Plaza, # 190,
Durango, CO 81301
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Home Builders of Southwest Colorado recognize 4CORE for Sustainable Building Education
The Home Builders Association of Southwest Colorado presented 4CORE with an award for implementing the Sustainable Building Education Program at the Parade of Homes Award Banquet in October.
The award is "In recognition of your valuable partnership with the Home Builders Association of Southwest Colorado in educating the community about energy efficiency in housing".
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Energy Tour People's Choice Award
And the winner is...
Engle Home!
This home garnered the most ballots to become the People's Choice Award, despite the distance from town. The comments associated with these votes were things like, "Small and livable", and "reasonable and affordable... A much more realistic design and living space", "Simple, not elaborate".
The Engles will receive a plaque recognizing their participation and status as the "People's Choice".
If you missed out this year, check out this video from the Energy Tour, and remember to make plans to attend next year!
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LPEA Commercial Lighting Program
L  PEA, in coordination with Tri-State's energy efficiency and credits program, is offering commercial lighting rebates to provide an incentive for retrofitting existing lighting with more efficient options. - Rebate to replace T-12 fluorescent lighting with energy efficient T-5 or T-8 lamps and change magnetic ballasts to more efficient electronic ballasts.
- Energy savings of approximately 30%.
- Better quality light- and more of it.
- Reduced noise and flicker.
- Reduced air conditioning costs.
- $250 to $300 rebate per kilowatt of reduction up to $20,000 rebate.
REBATE/PAYMENTSEnd user rebate is the lower of:
- $250 / kW saved when savings are based on estimates only.
- $300 / kW saved when a typical percentage of the fixtures are "on" and witnessed power measurements are taken.
* Limited to 50% of invoiced fixture and lamp cost. * Per project cap of $20,000. * "Project" is defined as a single contiguous location. * Pre-approval is necessary for any interpretation of this rule. ALSO AVAILABLE: - LED REFRIGERATED LIGHTING PROGRAM
- LED STREET LIGHT PROGRAM
- BASIC COMMERCIAL ENERGY ASSESSMENT
Contact Ray Pierotti for more information: 970-382-7770
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As always, if you have any feedback or questions about how to become more energy efficient, please contact us. Regards,
4CORE Staff
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