What is your  

Insurance IQ?

A survey  conducted  by MetLife Auto & Home® found that many consumers are unaware of what  their in- surance policies actually cover,leaving them unnec- essarily exposed to financial risk.  

As  time  goes   by,  most  of us accumulate  things of value,  the rewards  for working hard.  However, often many  people allow gaps  in  their insurance coverage to develop by forgetting to take a look at whether their insurance coverage is sufficient for their current situation.   

Consider whether it is time to  take an inventory of  your possessions  and consider the answers to the following questions:          

• Have you accumulated a lot of valuables?
• How much will you need to repair or rebuild your home in case of disaster?
• Would your house pass current  building codes  standards if rebuilding were necessary?
• What are your liabilities?
• Are your deductibles realistic?

A package policy is an ideal solution  for  more complex insurance needs. These policies have the ease and convenience of one bill, one renewal  date  and  in some cases, one deductible.  A package  policy  can also provide  the  insured with comprehensive insurance protection and higher coverage limits than a standard  policy.  The end results are greater peace of mind and better and realistic coverage.   To learn more about home and  auto insurance contact your  Financial Advisor,  Melissa Stein.

Citation:

Brian M. Goldman,    

Recruiting   Coordinator,  New England  Financial - Pittsburgh Agency

4 Gateway Center, Suite 605

Pittsburgh, PA 15222

Phone: 412 338 6030

Fax: 412 338 9823

bgoldman@pittsburgh.nef.com  

New England Financial (NEF) is the service mark for New England Life Insurance Company, Boston MA 02116. NEF Pittsburgh Agency is a general agency of New England Life Insurance Company.

Probability that the govern- ment of a country (or an agency backed by the government) will refuse to comply with the terms of a loan agreement during economically difficult or politically volatile times. Although sovereign nations don't "go broke," they can assert their independence in any manner they choose, and cannot be sued without their assent. Sovereign risk was a significant factor during 1970s after the oil shock when Argentina and Mexico almost defaulted on their loans which had to be rescheduled.

TED Spread     

Treasuries Over Euro Dollar Spread.