Ramey King Business Insurance Connection 
October  2011

Greetings,
 

We are pleased to be sending you the latest issue of our Business Insurance Connection Newsletter.  

 

For a review of your commercial insurance needs please contact us at your convenience.


We are happy to help in any way we can, please feel free to give us a call.

 

E-Business Insurance vs. Traditional Insurance 

Over the last few years, we have seen many changes in business and technology for business. One of the biggest changes is what we have seen in the internet. A decade ago, this was the home of most large firms, but now virtually every firm uses the internet for many facets of their business.  

   

Here is a short list of claim exposures for each business to consider: 

  

1. Brick & mortar business with a website

2. Click & mortar business

3. E-Businesses.

4. Storing Customer data on websites

5. Utilize e-mail

6. Collecting private data on your website

7. Posting data on your website 

 

How do traditional insurance and E-business insurance compare? Why does a business need to review their insurance for Cyber needs?  Click Here to find out. 

 
We are here for your insurance questions and new policy needs.


Ramey & King Insurance
Our office hours are 8:30 to 5:00 Monday - Friday
510 North I35 E ~ Denton, Texas 76205 ~ 940-243-4400

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In This Issue
E-Business vs. Traditional
Internet Insurance

$10 Gift Card 

We are offering a 10 Gift Card to anyone who sends us a referral for a quotation.

 

We Offer Coverage for
 General Liability

Property

Workers Compensation

Occupational Accident

Business Auto

Umbrella

Directors & Officers

Business Interruption

Employment Dishonesty

Vacant Property

Builders Risk

 

 and More!

 

Should a Business Buy Its Insurance Off the Internet?

 

This is a question that most of the population is being presented

with. This is affecting the financial services area as well as virtually any other products or service oriented business. But back to the question. Is it in the best interest of your company to try to purchase your insurance via computer screen from some financial-dot com? A widely held opinion is to consult an insurance agent the same as you would consult your doctor or lawyer. So, with this in mind, we would suggest using the internet under these circumstances.

  

1. You feel comfortable analyzing your own risk and setting your own limits. You feel that you will need no input from an insurance professional to accurately make these decisions. 

2. As a business owner, you understand all the risk exposure ramifications that you have incurred from signing various contracts and leases.  

To read the rest of this article please Click Here.