October 2011
Ramey King Business Insurance Newsletter

Greetings,

We are pleased to be sending you the latest issue of our Business Insurance Newsletter.  

 

For a review of your business insurance needs please contact me at your convenience. I am happy to help in any way I can, please feel free to give me a call.

  

Jeff King
Licensed Risk Manager                   
Certified Insurance Counselor 
940-382-9691 or 800-453-9691
E-Business Insurance vs. Traditional Insurance 

Over the last few years, we have seen many changes in business and technology for business. One of the biggest changes is what we have seen in the internet. A decade ago, this was the home of most large firms, but now virtually every firm uses the internet for many facets of their business.    

Here is a short list of claim exposures for each business to consider: 

  

1. Brick & mortar business with a website

2. Click & mortar business

3. E-Businesses.

4. Storing Customer data on websites

5. Utilize e-mail

6. Collecting private data on your website

7. Posting data on your website 

 

How do traditional insurance and E-business insurance compare? Why does a business need to review their insurance for Cyber needs?  

Click Here to find out.  

   

For a review of your business or commercial insurance including: property, liability, business auto, workers compensation or benefit plan please contact Ramey King Insurance at 1-800-453-9691, visit www.rameyking.com or stop by.
For a list of what types of coverage
we offer Click Here.  

Certificate Changes Coming

There are some major changes coming January 1, 2012 that will affect the Certificate of Insurance that we all use.  Senate Bill 425 becomes Law on January 1 and in this Bill, we as agents will be much more restricted in the wording we can add to these certificates.  I want to give everyone a "heads-up" as we anticipate there will be some confusion as this change takes place.  I will be providing more information on this in the next few weeks to help make the transition to this new law less painful.  If you have any questions, please contact us. Click Here to see and example of the certificate.

RK-AA Grey Logo

Volume: 9   

In This Issue
E-Business vs Traditional
Internet Insurance
Join Our Mailing List
FB Buttton
Should a Business Buy Its Insurance Off the  Internet
 

   

1. You feel comfortable analyzing your own risk and setting your own limits. You feel that you will need no input from an insurance professional to accurately make these decisions. 

2. As a business owner, you understand all the risk exposure ramifications that you have incurred from signing various contracts and leases. 

For the rest of this article Click Here. 

 510 North I35 E ~ Denton,TX 76205

940-382-9691 ~ www.rameyking.com