Insurance for Property Managers
Writing insurance for property managers has always been a big part of the business at Ramey King Insurance. We welcome the opportunity to visit with all managers of all types of property from apartments, single family and commercial. Many managers rely on the insurance provided by their property owners to insure Management Company. There is some overlap and some coverage provided but it may not be enough in all situations. We suggest that all managers arrange their own insurance or at least look at the specific options for their company.
Below is a list of exposures and coverages that a property manager needs to consider along with some options of how to arrange these.
1. Property Insurance: This is the coverage for the building, office contents or equipment owned by the management company. It can also include laptops and computer hardware.
2. Employment Dishonesty: This protects the property manager from theft by their own employees including cash or checks or money orders.
3. Business Auto Coverage: This can include the vehicles owned by the management company as well as insured the management company for employees using their own vehicles in the course of employment.
For the rest of the list and article please click here.
For more details on this subject or for an overall review of your business, home, auto or health insurance program, contact Ramey King Insurance at 1-800-453-9691, visit www.rameyking.com or stop by.
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