Issue: 12 September 2011
Ramey King Insurance Connection Car hw

Greetings,  

 

We are pleased to be sending you the latest issue of our Personal Lines Insurance Newsletter.  

 

For a review of your personal insurance needs please contact the Personal Lines Team at your convenience. We are happy to help in any way we can, please feel free to give us a call.

 

Teens and Text Messaging     

Drive Texting

When it comes to teen driving, you make sure they fasten their seat belts and obey the speed limit. Do you make sure they turn off their cell phones?

 

Text messaging is cited as one of the biggest distractions while driving for teens. In fact, studies show text messaging has become just as dangerous as drinking and driving for teens in regards to inhibiting their ability to concentrate on the road.  

 

A study by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute found that almost 80% of crashes and 65% of near crashes can be attributed to some form of driver inattention within the three seconds before the event. Add to this fact that statistics from the American Automobile Association Show 46% of teen text message while driving, and you have a deadly combination.  

 

Texting has been cited as the likely factor in fatal accidents across America, prompting many states to take legal action. Washington and New Jersey specifically prohibit texting while driving. Sixteen other states are considering similar bills. However, legislation may not have much effect on the trend. Police officers state it is difficult to enforce a texting ban because texting is often done with the phone held where it's difficult to see.  

 

So what can you do to protect your teen? Set a good example. Studies reveal that parents have the biggest influence on teens when it comes to driving habits. Parents often face the same set of distractions teens face while driving, including cell phone usage. Practice safe driving techniques and always pull over before using your cell phone while driving. By simply setting a good example for your teen, you may save their life.o find out. 

For more details on either subject or for an overall review if your business, home, auto or health insurance program, contact Ramey King Insurance at 1-800-453-9691, visit www.rameyking.com or stop by.
If you have any topics you would like to see featured in an upcoming newsletter, let us know. We truly appreciate your business.

Sincerely, 1370 am

The Personal Lines Team
Ramey & King Insurance Assoc Inc

Dana Hilliard ACSR, CISR
Donna Lipsey ACSR, CISR 
Lisa Thomas, ACSR, CISR
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In This Issue
Driving & Texting
Teen Driving Safety
Securing Your Home
 
 

Keep us in Mind for:  

Homeowners

Personal Auto

Tenant Dwellings

Flood Insurance

Health Insurance

Life Insurance   
  All Business Coverage

Teenagers and

Driving   

teen drive

 

 

 

 

The first years

teenagers spend as drivers are very risky. In

fact, teen drivers have the highest death rates of any age group. Drivers age 15 to 20 accounted for 12.9 percent of all the drivers involved in fatal crashes and 16 percent of all the drivers involved in all police-reported crashes. While getting a drivers license is an exciting rite-of-passage for teens, it can be enough to make a parent frantic. What steps should parents take to ensure their teens' safety? Click Here to find out. 

Securing Your Home Against Burglary    

Burglars won't find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. 

Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere. What's the best way to secure you house? Click Here to find out.