Ramey King Business Insurance Connection 
September 2011

Greetings,
 

We are pleased to be sending you the latest issue of our Business Insurance Connection Newsletter.  

 

For a review of your commercial insurance needs please contact us at your convenience.


We are happy to help in any way we can, please feel free to give us a call.

Should a Business Buy Its Insurance Off the Internet?

 

This is a question that most of the population is being presented with. This is affecting the financial services area as well as virtually any other products or service oriented business. But back to the question. Is it in the best interest of your company to try to purchase your insurance via computer screen from some financial-dot com? A widely held opinion is to consult an insurance agent the same as you would consult your doctor or lawyer. So, with this in mind, we would suggest using the internet under these circumstances.

 

1. You feel comfortable analyzing your own risk and setting your own limits. You feel that you will need no input from an insurance professional to accurately make these decisions. 

2. As a business owner, you understand all the risk exposure ramifications that you have incurred from signing various contracts and leases.

3. You understand who will be handling your claims and where to go for this service in the event of a loss.

4. You want to deal directly with the insurance company.

 

But, if you don't feel that you can buy insurance from the internet, how can you use this tool in the marketplace?

 

1. Use the web to research your agent and insurance company. Do they have a website and does it reflect the services and insurance that you require?

2. Does it reflect the expertise that will be needed to handle your account?

3. Use it to obtain the basic questions that you will need to answer when you visit with your agent.

4. Use it to request further information for research.

 

For more details on this subject or for an overall review if your business, home, auto or health insurance program, contact Ramey King Insurance at 1-800-453-9691, visit www.rameyking.com or stop by.  

We are here for your insurance questions and new policy needs.


Ramey & King Insurance
Our office hours are 8:30 to 5:00 Monday - Friday
510 North I35 E ~ Denton, Texas 76205 ~ 940-243-4400

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$10.00 
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In This Issue
Internet Insurance
Slip & Fall Prevention
4 Step Investigation

 

We Offer Coverage for
 General Liability

Property

Workers Compensation

Occupational Accident

Business Auto

Umbrella

Directors & Officers

Business Interruption

Employment Dishonesty

Vacant Property

Builders Risk

 

 and More!

 

FB Buttton  

Slip and Fall Prevention 

A slip-, trip- or fall-related injury - even a minor one - canslip result in hefty payouts to injured parties, lost profitability and increased liability insurance premiums. Our analysis reveals these types of incidents are the most common and expensive for property owners and managers of public buildings. How can slips & falls be prevented?  

 

1. Select high-traction, slip resistant flooring materials when building, expanding or remodeling facilities.

2. Know what the "out-of-the-box" slip resistance is on the floor materials in a facility.

3. Select floor treatment, cleaning and maintenance products with proven slip resistance characteristics

 

For a more in-depth look at slip & fall prevention and for tips 4-19 please Click Here 

Four Steps to An Effective Slip-and-Fall Accident Investigation

An effective slip-and-fall accident investigation may limit your liability, reduce claim costs and protect your business from further losses. 

 

1. Provide assistance to the claimant.

2. Obtain a claimant statement.

3. Secure physical evidence

4. Take corrective action

What should you ask when getting a statement and for a more in-depth look of steps 1-4

Click Here to find out.