September 2011
Ramey King Business Insurance Newsletter

Greetings,

We are pleased to be sending you the latest issue of our Business Insurance Newsletter.  

 

For a review of your business insurance needs please contact me at your convenience. I am happy to help in any way I can, please feel free to give me a call.

  

Jeff King
Licensed Risk Manager                   
Certified Insurance Counselor 
940-382-9691 or 800-453-9691
Should a Business Buy Its Insurance Off the Internet

This is a question that most of the population is being presented with. This is affecting the financial services area as well as virtually any other products or service oriented business. But back to the question. Is it in the best interest of your company to try to purchase your insurance via computer screen from some financial-dot com? A widely held opinion is to consult an insurance agent the same as you would consult your doctor or lawyer. So, with this in mind, we would suggest using the internet under these circumstances. 

 

1. You feel comfortable analyzing your own risk and setting your own limits. You feel that you will need no input from an insurance professional to accurately make these decisions. 

  

2. As a business owner, you understand all the risk exposure ramifications that you have incurred from signing various contracts and leases. 

3. You understand who will be handling your claims and where to go for this service in the event of a loss. 

4. You want to deal directly with the insurance company.

 

But, if you don't feel that you can buy insurance from the internet, how can you use this tool in the marketplace?

 

1. Use the web to research your agent and insurance company. Do they have a website and does it reflect the services and insurance that you require?

2. Does it reflect the expertise that will be needed to handle your account?

3. Use it to obtain the basic questions that you will need to answer when you visit with your agent.

4. Use it to request further information for research.  

 

 For a review of your business or commercial insurance including: property, liability, business auto, workers compensation or benefit plan please contact Ramey King Insurance at 1-800-453-9691, visit www.rameyking.com or stop by.

For a list of what types of coverage
we offer Click Here.  

RK-AA Grey Logo

Volume: 8  

In This Issue
Internet Insurance
Slip & Fall Prevention
Four Step Investigation
Join Our Mailing List
FB Buttton
Slip and Fall Prevention 
A slip-, trip- or slipfall-related injury - even a minor one - can result in hefty payouts to injured parties, lost profitability and increased liability insurance premiums. How can slips & falls be prevented?

1. Select high-traction, slip resistant flooring materials when building, expanding or remodeling facilities.

2. Know what the "out-of-the-box" slip resistance is on the floor materials in a facility.

3. Select floor treatment, cleaning & maintenance products with proven slip resistance characteristics

 

For a more in-depth look at slip & fall prevention and for tips 4-19 please Click Here. 

Four Steps to An Effective Slip & Fall Accident Investigation
 An effective slip-and-fall accident investigation may limit your liability, reduce claim costs and protect your business from further losses.

 

1. Provide assistance to the claimant.

2. Obtain a claimant statement.

3. Secure physical evidence

4. Take corrective action

What should you ask when getting a statement and for a more in-depth look of steps 1-4Click Here. 

 510 North I35 E ~ Denton,TX 76205

940-382-9691 ~ www.rameyking.com