August 2011
slip and fall
Ramey King Business Insurance Newsletter

Greetings,

We are pleased to be sending you the latest issue of our Business Insurance Newsletter.  

 

For a review of your business insurance needs please contact me at your convenience. I am happy to help in any way I can, please feel free to give me a call.

  

Jeff King
Licensed Risk Manager                   
Certified Insurance Counselor 
940-382-9691 or 800-453-9691
               Slip and Fall Prevention 
A slip-, trip- or fall-related injury - even a minor one - can result in heftyslip payouts to injured parties, lost profitability and increased liability insurance premiums. Our analysis reveals these types of incidents are the most common and expensive for property owners and managers of public buildings. How can slips & falls be prevented?

1. Select high-traction, slip resistant flooring materials when building, expanding or remodeling facilities.

2. Know what the "out-of-the-box" slip resistance is on the floor materials in a facility.

3. Select floor treatment, cleaning and maintenance products with proven slip resistance characteristics

 

For a more in-depth look at slip & fall prevention and for tips 4-19 please Click Here. 

Four Steps to An Effective Slip-and-Fall Accident Investigation
An effective slip-and-fall accident investigation may limit your liability, reduce claim costs and protect your business from further losses.

 

1. Provide assistance to the claimant.Coordinate your response with local emergency responders and record actions taken to assist the claimant. As much as possible, protect the scene of the claim until help arrives.

 

2. Obtain a claimant statement.As soon as possible, obtain a statement from the victim. It helps to have a standard statement form that captures the following information.  

 

What should you ask when getting a statement and what are steps 3-4 Click Here to find out.   

Click Here.


For a list of what types of coverage
we offer Click Here.  

RK-AA Grey Logo

Volume: 7 

In This Issue
Slip & Fall Prevention
Four Step Investigation
Insurance Claim Steps
Join Our Mailing List

Steps to the Insurance Claim 

No matter how good you operate your business, every now and then something is going to happen, like potential insurance claim. Many times these events are no fault of yours. They may be an act of god, or the result of the action of a third party. But sometimes it is the fault of your business as well. Once something happens what are the next steps you should take.

 

1. First see to any emergency needs to alleviate or limit the claim or address injured parties. Try to minimalize any potential claim or further damage. Most of the time, your insurance may actually cover these costs.

2. Make contact with your insurance agent to discuss the details.

3. If a claim is the fault of a third party, your insurance agent can help direct the claim to the other insurance company.


To read steps 4 - 12 please
Click Here.
FB Buttton

 510 North I35 E ~ Denton,TX 76205

940-382-9691 ~ www.rameyking.com