Ramey King Business Insurance Connection 
August 2011

slip and fall

Greetings,
 

We are pleased to be sending you the latest issue of our Business Insurance Connection Newsletter.  

 

For a review of your commercial insurance needs please contact us at your convenience.


We are happy to help in any way we can, please feel free to give us a call.

Slip and Fall Prevention 

A slip-, trip- or fall-related injury - even a minor one - canslip result in hefty payouts to injured parties, lost profitability and increased liability insurance premiums. Our analysis reveals these types of incidents are the most common and expensive for property owners and managers of public buildings. How can slips & falls be prevented?  

 

1. Select high-traction, slip resistant flooring materials when building, expanding or remodeling facilities.

2. Know what the "out-of-the-box" slip resistance is on the floor materials in a facility.

3. Select floor treatment, cleaning and maintenance products with proven slip resistance characteristics

 

For a more in-depth look at slip & fall prevention and for tips 4-19 please Click Here 

Four Steps to An Effective Slip-and-Fall Accident Investigation

An effective slip-and-fall accident investigation may limit your liability, reduce claim costs and protect your business from further losses.  

1. Provide assistance to the claimant. Coordinate your response with local emergency responders and record actions taken to assist the claimant. As much as possible, protect the scene of the claim until help arrives.

 

2. Obtain a claimant statement.As soon as possible, obtain a statement from the victim. It helps to have a standard statement

form that captures the following information.

 

What should you ask when getting a statement and what are steps 3-4. Click Here to find out.  

 

 

For more details on this subject or for an overall review if your business, home, auto or health insurance program, contact Ramey King Insurance at 1-800-453-9691, visit www.rameyking.com or stop by.


We are here for your insurance questions and new policy needs.


Ramey & King Insurance
Our office hours are 8:30 to 5:00 Monday - Friday
510 North I35 E ~ Denton, Texas 76205 ~ 940-243-4400

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In This Issue
Slip & Fall Prevention
Insurance Claim Steps
Apartment Checklist

 

Steps to an Insurance Claim

Most No matter how good you operate your business, every now and then something is going to happen, like potential insurance claim. Many times these events are no fault of yours. They may be an act of god, or the result of the action of a third party. But sometimes it is the fault of your business as well. Once something happens what are the next steps you should take:

 

1. First see to any emergency needs to alleviate or limit the claim or address injured parties.

 

2. Make contact with your insurance agent to discuss the details.

 

3. If a claim is the fault of a third party, your insurance agent can help direct the claim to the other insurance company.

 

To read steps 4 - 12 please  Click Here. 

 

FB Buttton  

We Offer Coverage for
 General Liability

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Directors & Officers

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 and More!