The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group. According to the U.S. Department of Transportation, 3,490 teenaged drivers died, and 272,000 were injured, in motor vehicle crashes in 2006. Drivers age 15 to 20 accounted for 12.9 percent of all the drivers involved in fatal crashes and 16 percent of all the drivers involved in all police-reported crashes.

Immaturity and lack of driving experience are the two main factors leading to the high crash rates among teens. Even the best teenage drivers don't have the judgment that comes from experience. It affects their recognition of, and response to, hazardous situations and results in dangerous practices such as speeding and tailgating. They also engage in risky behavior-eating, talking on their cellphones, text messaging, talking to friends in the car-and they often don't wear their seatbelts.

While getting a drivers license is an exciting rite-of-passage for teens, it can be enough to make a parent frantic. What steps should parents take to ensure their teens' safety?  Click Here to find out. 

Burglars won't find your home an "easy mark" if they are forced to work in the light, if they have to take a lot of time breaking in, or if they can't break in without making a lot of noise. 

Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere.   

Most insurance companies provide 2 percent to 15 percent discounts for devices that make a home safer-dead-bolt locks, window grates, bars and smoke/fire/burglar alarms.

However, when improving the security of your home, don't exchange security for personal safety. Don't make your home such a fortress that you are unable to escape in case of a fire or other emergency.

What's the best way to secure you house? Click Here to find out.  

As Vacation time is with us again, and you will be taking off for distant places for fun and relaxation. Here are some pointers that will help you to avoid unpleasant incidents, or worse, that could turn fun time into a nightmare. 

Everyone planning a vacation trip should plan well in advance for complete safety. This should include not only the vehicle that transports us to our vacation spot, but the safety and security of our unattended homes.   

Ask a neighbor to keep an eye on your house; shut off utilities; have all the safety features on your car checked;  and check the status of your auto insurance are only a few of the percautions you should take before going on a trip. To read about more safety precautions please Click Here.