Ramey King Business Insurance Connection 
May 2011

Greetings,
 

We are pleased to be sending you the latest issue of our Ramey King Business Insurance Connection Newsletter. With the changing seasons and unpredictable weather it is always important to make sure you are properly insured in every way. Please contact us anytime we can be of assistance or answer any questions.


With competitive rates and personalized service we will make sure to find the right plan for you. 
Risk Management First - Insurance Second
Most people believe that the best way to take care of their risk exposure is to go to a local independent agent and purchase as much insurance as their budget may tolerate and then hope the agent has done a good job. While a different version of this is an important part of the risk management process; the actual risk management needs to be started long before the process. Sometimes there are different risk exposures that a person cannot purchase insurance against and these need to be controlled, which is only part of the risk management process.

Click Here for a brief overview of the benefits of risk management that can reduce the cost of accidents, provide adequate insurance, integrate safety plans and provide a more balanced view of cost/benefit objectives that allow a company to plan and budget it's risk better.

To learn more about how the Risk Management Process can help your firm and how to combine it with your Insurance Program please give us a call or email one of our agents below.
We are here for your insurance questions and new policy needs.


Ramey & King Insurance
Our office hours are 8:30 to 5:00 Monday - Friday
510 North I35 E ~ Denton, Texas 76205 ~ 940-243-4400

RK-AA Grey Logo

$10.00 
We are offering a $10.00 gift card to anyone who sends us a referral for a quotation.
In This Issue
Risk Management 1st
Cold Medication Safety

 

We Offer Coverage for
 General Liability

Property

Workers Compensation

Occupational Accident

Business Auto

Umbrella

Directors & Officers

Business Interruption

Employment Dishonesty

Vacant Property

Builders Risk

 

 and More!

 

Cold Medication and Drowsiness
Cold and flu season is here again. Now is a good time for a reminder about the possible side effects of using over-the-counter cold and flu medications during work hours. Sometimes, cold remedies and work are not a good mix. The most common side effect of over-the-counter cold and flu medicine is drowsiness, which lowers one's alertness and reaction time. This can be more than just an annoyance. Approximately 200,000 vehilce accidents are attributed to sleppiness every year. Taking medications then coming to work and using machinery or sharp tools, can be dangerous. So, when you are ill what should you do.  Click Here to find out.