Ramey King Business Insurance Connection 
February 2011
Happy 2011!!!!
 

Many times with a new year comes a new job. And with a new job comes several new policies, procedures and programs to learn and follow. However there is one aspect that is often not given much attention and time when starting a new job; safety procedures. Because the majority of people have years of experience in their field most feel they are immune to injuries and accidents even if it is a new job. Nevertheless they still fall into this category time and time again. In fact, every time you change companies or change jobs you play the odds, and fall into the 1-in-4 statistic.
 
New Job? What are the Odds for Injury?

How many companies have you worked for in your career? How many different projects have you worked on? How many times have you changed occupations: from an oiler to an operator; from a laborer to a carpenter; or from a ironworker to a welder, then to a lead man?

Every time you have made one of these changes you've faced a higher probability of being injured on the job. Studies show that in heavy industries up to 25% of injuries, or 1 in every 4 workers, will be injured within the first 30 days of starting work. Think of that--the first 30 days!

Click Here to find out about the costs to your company!
We are here for your insurance questions and new policy needs.


Ramey & King Insurance
Our office hours are 8:30 to 5:00 Monday - Friday
510 North I35 E ~ Denton, Texas 76205 ~ 940-243-4400

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In This Issue
We Offer Coverage for
 
 General Liability
 
Property
 
Workers Compensation
 
Occupational Accident
 
Business Auto
 
Umbrella
 
Directors & Officers
 
Business Interruption
 
Employment Dishonesty
 
Vacant Property
 
Builders Risk
 
 and More!
Accident Cost to Me & My Company 
 

Accidents happen. They are unfortunate, painful and can be life changing. We take great measures to prevent an accident but when one happens, we have workers comp insurance to cover the costs, right. Wrong! The insurance company only pays about 1/5 of what an accident can cost our company. They will pay for the Direct Costs like medical bills, prescription drug costs, a portion of the injured workers lost wages and maybe travel expenses to the doctor. So what are the costs to our company that are 4 to 5 times more than what the insurance company pays? Click Here! to find out the costs to your company!