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Quarterly Newsletter

October 2009

In This Issue
HCL Hits $100 Million Milestone
HCA: Hawaiian Nonprofit of the Year
New Directors Join HCA Board
Anahola Homeownership Resource Center to Offer Free Services
Na Pua No`eau Maui Joins Financial Education Collaborative
HCA/HCL Welcome New Staff Members
Call Us - We Can Help Prevent Foreclosure
Quick Links
Our Mission
Hawaiian Community Assets (HCA) is a 501(c)(3) non-profit organization that builds the capacity of low and moderate income communities to acheive and sustain economic self-sufficiency with a particular focus on Native Hawaiians.
 
Hawaii Community Lending (HCL) is the mortgage arm of HCA and Hawaii's first non-profit mortgage broker.
Homebuyer Education Workshops
  
workshop 
 
Oahu
All workshops are scheduled from 8:30 am - 5:00 pm
  
Department of Hawaiian Home Lands - Kapolei Hale
    October 17, 2009       
    November 7, 2009
   December 12, 2009 
  
Maui
All workshops are scheduled from 8:30 am - 5:00 pm
 
Queen Liliuokalani Children's Center
      N/A
  
Kauai
Kauai County Building
 
  Orientations
  5:00pm - 7:00pm
      October 5, 2009 
      November 2, 2009 
      December 7, 2009 
 
  Workshops 
  5:00pm - 9:00pm
     October 14 & 15
     November 12 & 13
     December 9 & 10
 
 
Anahola Home Ownership Resource Center (4523 Ioane Rd) 
 
  Workshops
  5:30 - 7:00pm
     October 22, 2009  
     November 5, 2009
     December 17, 2009  
     January 14, 2010
     January 21, 2010
 
Kona
The Neighborhood Place of Kona
 8:00 am - 5:00 pm
     November 14, 2009
Hawaii Community Lending 
 
Call us today to finance your home!

Kui Pic
Kui Myer
587-7655
 
 
Winona Pic
Winona Kauhane
587-7624

 
Mahea Pic
Mahealani Meheula
587-7661
 
 
Building Foundations
for Future Generations
 
Families First Financial Education Workshop
 
Presented by
HCA & HawaiiFirst Logos
 
 
 
 
Learn to start youth & family financial education programs 
 
* OCTOBER 6TH-7TH
   (9a-4p)
 
* HILTON WAIKOLOA  RESORT 
 
*$35/ATTENDEE
 
 
Free continental breakfast & parking
for 2 days!
 
Rooms ONLY $149/night!
(Check-in Mon, Oct 5th)
 
 
For registration forms and more information, visit
www.hawaiiancommunity. net/events.html.
 
REGISTER BY OCT 2ND
 
 
Hawaiian Community Assets (HCA) offers this quarterly newsletter to provide you with updated information on current programs and services.
 
HCA's mission is to build the capacity of low and moderate income communities to achieve and sustain economic self-sufficiency with a particular focus on Native Hawaiians.
Hawaii Community Lending Hits $100 Million Milestone 

Spencer Family

Since its first loan in 2002, Hawaii Community Lending (HCL) has grown its capacity to originate over $100 million dollars in mortgage loans.
 
Ninety percent of the mortgages originated by HCL have been to families on Hawaiian Home Lands.  Thirty-five percent of the loans were to first time home buyers, and forty-two percent of the total loans made were to low and moderate income families.  HCL has proved to be a success in providing mortgage financing to some of the most underserved families and Native Hawaiian communities across the state.
 
As a non-profit mortgage broker, HCL implements a
business model to return net revenues to social missions that include homebuyer and financial education programs as well as foreclosure prevention.
HCL is dedicated to working with families to connect financing solutions to the hopes and dreams we all have for homeownership in Hawaii.

Call Hawaii Community Lending today at 587-7886 or toll free 1-866-400-1116.
HCA Receives 2009 Native Hawaiian Nonprofit Award
 
Hawaiian Community Assets (HCA) was named the Bank of Hawaii 2009 Native Hawaiian Nonprofit awardee and received a $5,000 grant at the 8th Annual Native Hawaiian Convention held on Aug. 26, 2009.  The annual award recognizes an outstanding organization that demonstrates an exemplary commitment to innovation in the Native Hawaiian community. 
 
HCA was recognized for its work in helping low-to-moderate income families own their first home. Bank of Hawaii acknowledged HCA's outstanding service in homeownership education, counseling, and providing access to mortgage credit through its non-profit mortgage brokerage, Hawaii Community Lending. 
 
Bank of Hawaii Vice President and Wealth Management Consultant Billy Pieper presented the 2009 Native Hawaiian Non-Profit Award and $5,000 grant to HCA Executive Director, Michelle Kauhane.
 
"We appreciate Bank of Hawaii's recognition of our work and will continue to assist families in making the dream of homeownership a reality", says Michelle Kauhane, HCA, Executive Director.

HCA provided homeownership services to 1147 individuals in the fiscal year ending June 30, 2009.  Since inception, HCA has made homeownership a reality for more than 550 families.
Three New Directors Join HCA Board
 
Hawaiian Community Assets (HCA) is proud to announce that three new Directors were elected in August 2009 to serve on the organization's Board.  The new Directors include Richard Naiwieha Wurdeman, Lilia Kapuniai, and Jeffrey Ling.
 
Richard Naiwieha Wurdeman
Richard Naiwieha Wurdeman is an attorney in private practice with an emphasis on civil and criminal litigation and also on real property matters.  He also has been involved extensively with a number of Native Hawaiian rights and legal issues and is currently the President of the Native Hawaiian Bar Association.  Naiwi is a 1983 graduate of the Kamehameha Schools.  He received his B.A. in Economics from the University of California-Berkeley, his J.D. from the William S. Richardson School of Law at the University of Hawaii, and his advanced law degree, LL.M., with a focus on international law and indigenous issues from the University of California-Berkeley.     
 
Lilia Kapuniai
Lilia KapuniaiMs. Lilia Kapuniai is the Community Development Manager with the Council for Native Hawaiian Advancement.  She is a Hawaiian and a homesteader from Kamuela, where she graduated from Hawai'i Preparatory Academy.  Ms. Kapuniai has over ten years of experience working in the Native Hawaiian community on many initiatives that support social and economic development initiatives.  She is responsible for communications, corporate development, curriculum development, facilitating grant training workshops and public policy initiatives aimed to build the capacity of Native service agencies or organizations throughout the Pacific.

Jeffrey Ling
Jeff LingJeffrey Ling is a Certified Financial Planner (CFP) who has been with MassMutual Financial Group for the past three years. Jeff has been doing financial planning for businesses, families and individuals for the last 6 years.  He is a graduate of the University of Hawaii at Manoa with a BBA in Finance and BA in Economics.  Jeff brings a wealth of knowledge in areas of retirement benefits, investments, insurance planning, estate planning, taxation and overall financial planning.
 
"We are delighted to welcome our new directors and look forward to their manao.  Each of them comes to HCA with an area of expertise to help further our mission and expand our reach", says HCA Board President, Kehau Filimoe'atu.  "The new Board members will help set the vision for HCA's future."
Anahola Homeownership Resource Center to Offer Free Services 
 
AHHA Resource Center
 
HCA is partnering with the Anahola Hawaiian Homes Association (AHHA) to provide free financial education and foreclsoure prevention and mitigation services to Kauai residents at the new Anahola Homeownership Resource Center (pictured above).
 
Grand Opening of the Center will take place Sunday, October 18th at 3:30 pm.  The day will provide local residents with the opportunity to learn about how they can utilize the Center's various services and will feature its first homebuyer education workshop from 5-6:30pm.  Refreshments will be available throughout the day.
 
Additional Homeownership Resource Center Workshops dates are included in the Homebuyer Education Workshop schedule (above, left).
 
For more information the Center's Grand Opening, contact Farah at (808) 596-8155.
Youth Corner
Na Pua No`eau Maui Joins Kahua Waiwai Opio Collaborative
 
 On September 14th Hawaiian Community Assets (HCA) trained 8 Na Pua No`eau (NPN) staff members to start a youth financial education program on Maui.  The one day training included overivew of Kahua Waiwai, Opio Edition (pictured below).
 
Train the Trainer"We are thrilled to have Na Pua No`eau join  our growing statewide collaborative," says HCA Program Coordinator, Jeff Gilbreath.  "Their focus on culturally-based, experiental learning activities will help Maui youth understand personal finance from a traditional resource management perspective and give  other Kahua Waiwai trainers ideas for creative ways to teach financial concepts."
 
For information on how to receive training and technical assistance from HCA to start a youth financial education program in your own community, contact HCA Program Coordinator, Jeff Gilbreath at 587-7653 or via email at jeff@hawaiiancommunity.net.
HCA/HCL Welcome New Staff Members
 
HCA and HCL welcome new staff members, Amy Gonzalez and Hallie Bennett.  Ms. Gonalez joins HCL as a mortgage processor, while Ms. Bennett comes onboard to HCA as the organization's first-ever AmeriCorps VISTA volunteer.
 
"Amy and Hallie come to us at a crucial time.  As HCL's portfolio has grown, we have had to increase our ability to process more home loans for more families," says Laura Matsuoka, HCA Operations Manager.  "At the same time,  foreclosures continue to rise throughout the state which has required HCA to build its capacity to serve families in need with greater efficiency."
 
Amy's PicAmy Gonzalez, HCL Mortgage Processor
Amy (pictured right) joins HCL from Bank of Hawaii.  She brings with her 8 years experience in the mortgage industry.  Her extensive background in the mortgage field will be a key asset for HCL's processing department.  Amy currently lives in Kapolei with her husband and three daughters.
 
"I am excited to work with HCL during this time of amazing growth for the organization," Amy states.  "I look forward to putting my skills to use - making the dream of homeownership a reality for the families we serve."
 
Hallie Bennett, HCA AmeriCorps VISTA Volunteer
HallieHallie (pictured left) is 28 years old and has come to HCA from Wisconsin.  She has a Masters degree in Urban Planning and Community Development and recently completed an internship with the City of Madison in the Community Planning Department. Bennett will coordinate HCA's Call Us ~We Can Help campaign providing outreach to families facing foreclosure while building the internal capacity of HCA counselors working in communities across the state.

"I feel very passionately that home ownership and the ability to save and plan for future home ownership is a vital element of healthy, thriving communities," shares Hallie.  "The foreclosure crisis threatens this essential facet of our community wellbeing and therefore I am thrilled to be working for an organization that strives to preserve home ownership for people experiencing the pain and disruption of losing a home. "
CALL US ~ WE CAN HELP
PREVENT FORECLOSURE
 
Stop Foreclosure    (808) 587-7886
                 or 
    1-866-400-1116
 
                 Free Help With:
           * Loan modifications
           * Work out plans 
           * Reducing payments
           * Lowering interest rates 
 
Nothing is worse than doing nothing