September 2010
In This Issue
Give kids a safe send-off to school
In the Minds of Risk Managers
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Give kids a safe send-off to school  
 About 55 million students nationwide from pre-kindergarten through twelfth grade have started another school year.  The American College of Emergency Physician's (ACEP) has issued a list of medical priorities that should go right along with those lists that include buying pencils, notebooks and backpacks:
 
  • Organize your child's medical history records and emergency medical contact information.  Provide a copy of this information to your child's school or daycare provider.  The form should include information related to prescription medications, medical problems, or previous surgeries as well as pertinent family history and emergency contacts.
  • Fill out consent-to-treat forms that allow caregivers to authorize treatment in an emergency situation.
  • if your child takes the schools bus, establish a safe, visible pick up/drop off spot.
  • if your child drives to school, make sure they obey all laws and wear seatbelts.
  • Make sure your children know how to telephone for help.  Post emergency-contact numbers by every telephone in your home.  Have them practice how to call 911 or the local emergency number, and give their name, address and a brief description of the problem.
  • Develop a family emergency plan in case something happens on the way to or while at school.
 
In The Minds of Risk Managers, There Is a Major Disconnect Between Privately Held Brokers and Publicly Traded Brokers
 
In a recent survey conducted by Greenwich Associates, Risk Managers held private commercial insurance brokers/agents in higher esteem than their larger publicly-traded broker brethren.
 
 The question is why?  Risk Managers readily accept that public brokers, which tend to be larger and more spread out than privately-held competitors, provided clients with a global presence, offices on seven continents and technology systems capable of spitting out the latest pricing trends in a region.  Private brokers on the other hand tend to be smaller to begin with and offer better service and specific craftsmanship skills for their clients.
 
At Eastern Michigan Agencies, we set out to provide our clients with a different experience; hence they receive something different by design.  For example, we focus on their total cost of risk, not just the premium aspects of the transaction.   For Risk Managers in large firms, this service process means delivering expertise on risk management and business, not just transactional support.  Providing exceptional client service is our Number One commitment at Eastern Michigan Agencies. We continually place client satisfaction as our top priority.  We work hard every day to know our clients, and their industries better than anyone else.This includes us finding the best markets and solutions for their risks while providing proactive advice, analysis, service, and fight to get claims paid quickly - and do it all with integrity.
 
Contact Eastern Michigan Agencies to get your Risk Management Practices Back On-Track!  
 
Remember, We Are Always Looking for Referrals!

We will send you a small Thank You gift for each referral we receive. 

Free Prescription Drug Card
 
This program is being provided to you and your family to help lower your prescription drug costs. Simply create and print your FREE Prescription Drug Card from our website www.emainsurance.com and receive savings of up to 75% (discounts average roughly 30%) at more than 54,000 national and regional pharmacies. This card can be used as your primary plan and/or it can be used on prescriptions not covered by your insurance plan.
 Contact Us Today for a Quote!
 
Eastern Michigan Agencies
24220 Jefferson Avenue
St Clair Shores MI 48080 
586-778-9900