FOURTH QUARTER NEWSLETTER

2011

We are thankful for what we have accomplished this year. Once again it’s the Holiday Season, not a time to diminish the level of service that we provide to our customers or a time to slow down the pace. However, it’s important for us to stop and reflect not only on the good things that have happened, but also on everything else that has happened in the past year. We need to examine why and be thankful for everything that has worked well.

Paul Hanson Partners is proud to say we have had another successful year and with no doubt in our minds that we could not be where we are without you, our loyal customers and brokers. We appreciate the opportunity that you continue to give us to create moments of success for you and your company. We reflect on the pleasure we continue to enjoy by being able to work with good people and successful businesses. We also cherish the opportunity to get to know many of you as individuals, and grow our relationship with you both personally and professionally.

Paul Hanson Partner’s mission is to dedicate ourselves to providing the best insurance products and services to our customers, brokers, and our carriers. From all of us at Paul Hanson Partners, we want to thank you again for your business, loyalty and support for all these years.

I wish you a wonderful new year filled with abundance, joy, and treasured moments. May 2012 be your best year yet!

Sincerely,

Lisa R. Paul, CPCU
President, CEO

PS. Just in case you missed it – Check out this year’s Paul Hanson Partners Holiday Card!

BE PREPARED

According to the National Weather Service, the impact of winter weather in the United States ranges from $3 Billion during normal winter seasons to $6 Billion during an active winter. These statics show that more people are injured or killed during winter months. According to the National Weather Service 70% of those injured during winter storms are in automobiles. Other causes of deaths and injuries in heart attacks from shoveling snow, hypothermia from prolonged exposure to cold and frost bite.

Many people forget that slipping and falling in the winter is an exposure that, according to the National Safety Council, causes over 1,500 deaths and about 300,000 injuries per year. Therefore, we have provided below several informational guides to help your company get prepared for this winter season.

• Winter Driving Pamphlet
• Initiating a Roof Snow Removal Plan
• Winter Hazards Control Program
• Managing Slip, Trip, and Fall Risk in Winter Conditions

COULD COST YOU MORE THAN YOU THINK

and the Pipeline and Hazardous Materials Safety Administration (PHMSA) is the latest action by the U.S. Department of Transportation to end distracted driving. “When drivers of large trucks, buses and hazardous materials take their eyes off the road for even a few seconds, the outcome can be deadly,” said Transportation Secretary Ray LaHood. “I hope that this rule will save lives by helping commercial drivers stay laser-focused on safety at all times while behind the wheel.”

The final rule prohibits commercial drivers from using a hand-held mobile telephone while operating a commercial truck or bus. Drivers who violate the restriction will face federal civil penalties of up to $2,750 for each offense and disqualification from operating a commercial motor vehicle for multiple offenses. Additionally, states will suspend a driver's commercial driver s license (CDL) after two or more serious traffic violations. Commercial truck companies that allow their drivers to use hand-held cell phones while driving will face a maximum penalty of $11,000.

Beginning in January 2012, Unigroup (Mayflower &United Van Line Agents) will require a 30-day notice of cancellation endorsement to accompany certificates of insurance. Our office has been in direct communication with Unigroup’s Risk and Insurance coordinator and received approval for special endorsements to be used. Please review carefully our new procedure for issuing these specific certificates of insurance.

Special Certificate of Insurance Issuing Instructions for Unigroup

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