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 Calling All Sox Fans
Calls are still coming in for our Red Sox Giveaway and we have updated alot of old contact numbers and emails. Two tickets to the Sox v. Braves game on June 24th are up for grabs. All you have to do is call and update your contact information on file and you will be automatically entered into the drawing.
We can't send you to the game empty handed, so we are throwing in a $100 Visa gift card if the winner is also a Facebook fan. Click the adjacent link to become a fan.
Thanks for your help in keeping our files up to date. Good luck and Go Sox!!
Regards, 
Edward P. Hackett, CIC CRM
Vice-President
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 Homestead Act - Fact or Fiction
There are some misconceptions about the Homestead Act - what is does and does not protect you from. The Declaration of Homestead should be included in all home purchases. If you do not have it, it's easy to file the appropriate paperwork.
What is the Homestead Act?
The Homestead Act protects your principal residence from being sold to pay an unsecured debt. Unsecured creditors would include credit card companies and any party that does not take collateral for the debt.
How much am I protected for?
$500,000 per residence, per family for the primary residence only.
What types of things are not covered by the Homestead Act?
- Federal, State or Local taxes, liens or assessments
- Mortgages
- Nursing Homes
- Child Support
Does the Homestead Act provide liability protection?
No. The Homestead Act is not a replacement for Homeowners or Personal Umbrella Coverage.
How do I file my Homestead?
File the Declaration of Homestead with the Registry of Deeds in your County. The filing fee is $35.
Applications are available online with the Secretary of State's Office. We always recommend that you consult with your attorney first to discuss the benefits of the Homestead Act.
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 Start Digging For Worms
J.J. Ruddy Insurance will once again be sponsoring the Fishing Derby at the 2012 Winchester Town Day this Saturday. Grab your fishing gear and bring the kids or grandkids.
We have great prizes and trophies in seven different categories. Medals will be available for all the kids. Join us Saturday June 2nd 9-11:30 at Elliot Park Wedge Pond. For a full list of town day activities click here. |
