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How Do I Save?
Challenging economic times have prompted many consumers to pay more attention to what things cost. Whether it's the weekly grocery bill, the cable bill or even the insurance bill - how can you save?
In the insurance world, the easiet and most effective way to control your cost is to make sure your coverages are all under one roof. Insurance carriers are setting rates to favor account business - where all the coverages are with the same company. By consolidating your home, auto, rental properties, and boat policies you save across the board. Add to that the convenience of one point of contact to manage your insurance program and it's a win-win.
We have had tremendous success working with clients to consolidate coverages. In fact, the average premium savings we have seen in recent months is $300-$400. If you have not consolidated your coverages with J.J. Ruddy, now is the time.
Stay tuned for more articles on ways to save. Next month we'll be talking about how deductibles can help reduce your insurance costs. If you need some assistance consolidating your coverages in the meantime, please give us a call. We are here to help.
Regards,
Edward P. Hackett, CIC CRM
Vice-President
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 Keeping Young Drivers Safe
According to the Centers for Disease Control, car accidents account for approximately 350,000 teen injuries each year. In addition, one in three deaths in the teen age group are due to motor vehicle accidents.
Statistically the youthful drivers have a much higher probability of an accident. There are some ways to hedge against that and help keep your kids safe.
Driver training is paramount. There are some tools that parents can use to supplement the standard driver training course. Here are a few suggestions:
A recently released guide for parents offers some practical tips on safe driving for teens. The Parents Supervised Driving Guide is a available for free from the MA DOT. Click here for more details.
Crash prevention courses offer additional skill sets for both youthful and experienced drivers alike. In Control offers the nation's first state certified crash prevention training to drivers of all ages. Click here for more details and course offerings.
Make sure they know about the dangers involved with texting while driving. There is a powerful YouTube video that was produced by AT&T. Everyone should watch it. Click here for the texting video.
These resources aren't just for teens. Parents and teens can benefit from all of these. We recommend an ongoing dialogue with your teen drivers. You'll be glad you did. |
 Spring Forward
It's hard to believe that Spring is just around the corner. Although it has felt like spring for a while now. Daylight savings is March 11th. Mark your calenders to spring forward. |
