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Check and Tag It
Some stories are just worth sharing. Yesterday, my wife discovered that the water heater was leaking. She was worried about what to do, while I was just excited that she noticed it before the stuff in my basement was floating around.
So there is a moral to this story - Check it and Tag it. When you have any type of leak or broken pipe the first thing you do is shut off the water main. So where is it? Take a minute to Check it and Tag it.
Check it - Locate your main water shut-off valve and check to make sure that you can close the valve all the way. If the valve is corroded or rusted shut, call a plumber and have it repaired.
Tag it - Attach a colored tag to the valve so that people can find it. In the event of a water emergency it could be a neighbor or relative that is looking for it. Clearly label it as the main water shut-off valve. Also include the name and number of your plumber.
One final note. Water heaters have a shelf life of about 10 years. Check the date on the front of your water heater. If you have outlived the 10 year mark, make arrangements to have it replaced before you have a water problem.
Do yourself the favor and Check it and Tag it. It could save you a flooded basement.
Regards,
Edward P. Hackett, CIC CRM
Vice-President
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The number of online shoppers is on the rise and so is the number of cases of identity fraud. Consumer Reports has released some great tips to protect your identity.
Identity Fraud Tips
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 Holiday Parties - Am I Covered?
Many homewoners host holiday parties and drinks are usually on the menu. So what happens if an intoxicated guest gets into a car accident on the way home?
Are you liable? YES. If you have over-served a guest, you as the host can be held liable.
Are you covered? YES. Your homewoners and umbrella will respond to host liquor liability claims provided you did not knowingly overserve someone.
How can I limit my liability? There are a number of things to consider:
Hire a bar tender or reliable friend to serve drinks.
As the host, limit your alcohol intake so you can determine the sobriety of your guests.
Do not serve alcohol to minors.
Always serve food and non-alcholic beverages.
Stop serving alcohol one hour before the party ends.
Stand at the door at the end of the night and speak to each of your guests as they leave. If you suspect they are intoxicated, call them a cab or arrange for a ride with a friend.
A little forethought can prevent an accident. Keep your guests safe this holiday season. |
Holiday Decorating Tips