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Monthly news and analysis from Keystone Insurance Group, Inc. 

September 2012
 
Flood Insurance Reminder
As a result of recent flooding in the South Florida area, we want to remind you that Homeowners insurance does not cover flood damage. You will need a low-cost flood insurance policy to cover rising water.
Contact us today for a 3-minute, quick quote on flood insurance.

 

Consumer Tool: App to protect your identity after an auto accident

Automobile accidents happen every minute of the day. According to the National Highway Traffic Safety Administration, more than 5 million wrecks occur every year. However, according to a July 2012 survey from the National Association of Insurance Commissioners (NAIC), many Americans do not know what steps to take or basic information to share - or not share - after an accident. They may even put their identities and safety at risk by sharing too much personal information. The new WreckCheck mobile application from the NAIC can help eliminate that risk. Read more.

 

Download the WreckCheck mobile app for the iPhone or Android.

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Spotlight on Commercial Auto Insurance

All motorized vehicles, whether used for personal or business purposes, need auto insurance.

 Tips & Considerations Concerning Commercial Auto Insurance

  • If your business owns or leases a vehicle, make sure its name is listed on the policy as the principal insured.
  • If you are relying on either a personal auto insurance or personal umbrella liability policy to provide you with protection for your company's use of vehicles, look closely at the provisions, as business-related liability may be excluded.
  • If your employees operate a company car, make sure they have good driving records and are trained properly.
  • Consider increasing insurance on your business vehicle to cover permanently attached items, such as a generator or storage unit. Read more.

Contact Keystone Insurance Group for more information and a commercial auto quote.

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 Citizens Property Insurance proposes rate hikes

 

Citizens has proposed statewide average rate increases for its homeowners' line of business, including sinkhole to include 11.1 percent for the Coastal Account, formally knows as the High Risk Account and 12 percent for the Personal Lines Account. The Florida Office of Insurance Regulation will conduct a public hearing to discuss the proposed rate increases. Read more.

 

Submit comments about these rate filings to RateHearings@floir.com. Subject line: "Citizens"

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Update: 2012 Hurricane Season Resources

 Act Now to Make Filing A Claim Easier After the Storm

 

A Smart Disaster Preparedness Plan Includes Insurance Protection

 

What You Can Do Now: Under Threat of a Natural Disaster

 

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Customer Service: 561-852-1445  Website: www.keystone-ins.com  Email: info@keystone-ins.com
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