New Online Rewards program featured in this month's Skowhegan Advisor

In This Issue...

Unlock Your Savings Potential with New Online Rewards

BUSINESS of the MONTH

Kala Murphy

"I appreciate Skowhegan Savings because not only is it a fellow business in town, but many who work there are my neighbors. They are a local bank with very personalized service, which is important to me. Their customer service and offerings are top-notch."

- Kala Murphy

The Fabric Garden

Madison, Maine

PRODUCT of the MONTH

Are you spending a great deal of time and energy figuring out your employee paychecks? Have you ever thought about using a payroll company, but thought you were too small? Business customers who have as little as one employee can find a great solution with Skowhegan Savings and Paychex.

Find out more by contacting us or visiting the Paychex website.

Issue #29 September 2011

Greetings!

John Witherspoon

As the leaves begin to change color and we experience noticeably cooler temperatures at night, it's hard to deny that fall is just around the corner.

Here at the bank, we have been busy launching a new program offering money-savings opportunities when you use Bill Pay or your debit card. The Online Rewards program includes savings at several popular stores in Maine and across the country. Read the article below to find out how you can access your rewards and start saving money!

Speaking of autumn, now is a great time to begin your personal fall home improvement projects to prepare for our famous Maine winters! This month, we've included fall home improvement tips to help you with some of the things that are often overlooked and by being proactive, could save you money, as well.

If you are looking for some extra cash to help complete your home improvement projects before winter, I encourage you to speak with one of our friendly and helpful loan officers.

Enjoy the beginning of fall and I look forward to seeing you around town.

Sincerely,

John C. Witherspoon

President & CEO

Unlock Your Savings Potential with New Online Rewards

Online Rewards is a free service that automatically presents Online Banking users with a variety of money-saving opportunities when they use their Skowhegan Savings Bill Pay or debit card to make payments and purchases.

Customers can earn Purchase Rewards, that offer coupons and discounts for future purchases simply by shopping at participating merchants, including home improvement stores, pharmacies, electronic stores and other popular retail stores in Maine and across the country.

Ever wonder if you're paying too much for your wireless telephone or TV services? Payments for these services may prompt the Bill Analyzer feature to determine your savings potential by comparing your current service plan and usage to other available plans and providers.

Login to Online Banking and view your account transaction history to see what rewards might be waiting for you or click here for more information.

Fall Home Improvement Ideas

Fall is one of the most popular seasons in Maine, with an endless list of outdoor activities to enjoy and beautiful scenery. However, it is also the time we all need to prepare our homes for winter. The list below will help remind you of things to accomplish before the snow arrives.

Home inspection. This allows you to catch small problems before they grow into large problems during the long winter months. Visit www.nachi.org (National Association of Certified Home Inspectors) to find an inspector near you.
Furnace tune-up. Many furnace maintenance companies have fall specials, so look for those when you are making an appointment to ensure your furnace is operating properly to keep you warm this winter.
Clean your chimney. A chimney sweep will remove any fire hazards or allow any animals that inhabit your chimney to leave safely.
Winterize pipes. This is a fairly inexpensive fall home improvement project that will prevent your pipes from freezing.
Clean your gutters. By cleaning your gutters, you will prevent ice buildup and decrease the risk of roof-related leaks.
Install insulation. Insulating your doors, floors and windows will prevent heat from escaping your home and save you money.

If a home improvement project puts pressure on your budget, visit one of our loan officers to find out more about applying for a loan from Skowhegan Savings, and help make your home improvements plans a reality.

(Click on coupon to download)