(973) 316 5500
April 7, 2008

Goddard School

Day Care Facility, Parsippany, NJ

Loans Available $150,000-$10M!

APARTMENT BUILDINGS

MIXED-USE PROPERTIES

OFFICE BUILDINGS/OFFICE CONDOS

NEIGHBORHOOD RETAIL CENTERS

FREESTANDING RETAIL

INDUSTRIAL/WAREHOUSES

MANUFACTURING FACILITIES

NURSING HOMES

RESTAURAUNTS/BARS

HOTELS/MOTELS

AUTO SERVICE/GAS STATIONS

CHURCHES/SCHOOLS

RAW LAND/CONSTRUCTION

RESIDENTIAL DEVELOPMENT

SMALL BUSINESS LOANS

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Current Interest Rates?
Since interest rates vary with each specific program
PLEASE CALL FOR CURRENT RATE QUOTES!!!

973 -316- 5500
Contact Us!
Fax: 973-316-9129


QUOTE OF THE DAY!


  "Uncertainty is the fertile ground of pure creativity and freedom.  Uncertainty means stepping into the unknown in every moment of our existence.  Without uncertainty and the unknown, life is just a stale repetition of outworn memories,  you become the victim of the past, and your tormentor today is your self left over from yesterday"

- D. Chopra
COMMERCIAL REAL ESTATE LENDING
Great rates!  Prices are right!
Greetings!

Are you asking "Is this a good time to buy or refinance  commercial real estate?"

While many investors are sitting on the fence watching and waiting,  others have capitalized on purchasing excellent real estate at a bargain price while financing at extraordinarily low rates.

A variety of programs are available including the 15 & 20 year FIXED starting below 6%. In addition, long amortization programs are available and with the current rate drop, promise to offer very low monthly payments.

Finally, sellers have become motivated and most importantly are now realistic with their property values,  therefore making this a perfect climate for an opportunity to be taken.
 
Rates are great! Prices are right! The time IS NOW!
Our Most Recent Closings!

SINGLE TENANT RETAIL, Fairfield, NJ- 6.375% 25 year amortization 80% LTV $1.040M  Experienced investor purchases excellent retail location with only 20% down

RESTAURANT, Fanwood, NJ
6.625% 10 year fixed / 25 year amortization $300K + line of credit Investor locks into to a great rate for the long term with line of credit for future improvements

GAS STATION, Englishtown, NJ -
7.00% 25 year amortization
$1.3M  Owner occupant refinances gas station/convenience store to cash out for future buisness acquisition.

MIXED USE, West New York, NJ - 6.60% 20 year fixed $380K Investors play it safe and refinance to a great rate FIXED for 20 years

FIVE UNIT MULTI-FAMILY, Plainfield, NJ- 6.00% /80% LTV /25 year amortization /$350K  20% down buys investor an excellent return on investment.
 
The Latest News!!!!

15 & 20 year FIXED RATE  Starting below the 6% range. Clearly one of our most popular programs.  Lock into a great rate for the long term and build equity.

CONSTRUCTION  LENDING We can finance 100% of hard costs and up to 80% of land acquisition cost for investment real estate.

90% to 100% FINANCINGfor business owners who own and occupy the subject property.  Thats not all!  We can finance closing costs and provide working capital all at a FIXED rate for 5 years

SENSIBLE PREPAYMENT PENALTIESon all types of investment properties with very attractive interest rates.
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A
N EXPERIENCED COMMERCIAL MORTGAGE COMPANY

FINANCING ALL TYPES OF COMMERCIAL LOAN REQUESTS

FOR REAL ESTATE INVESTORS AND SMALL BUSINESS OWNERS