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                                          SCORE NEWS FOR February 2009 Logo
     ST. LOUIS, CHAPTER 21


February 2009
Issue 2 2009
Welcome to SCORE!

Greetings!

SCORE, Service Corp Of Retired (and Working) Executives, Counselors to America's Small Business offers free counseling to St. Louis area small businesses. 

For more information contact us at
314-539-6600 Ext. 242 or
www.stlscore.org
 to learn more about what SCORE offers.


St. Louis SCORE
200 North Broadway
Suite 1500
St. Louis, MO 63102
314-539-6600 x242

http://www.stlscore.org

St. Charles Office
 636-447-5000
St. Charles Economic Development Center
5988 Mid Rivers Mall Drive
St. Charles, MO 63304

Kirkwood Office
 314-800-1527
  Inside National City Bank
333 S. Kirkwood Rd
Kirkwood, MO 63122


"Accelerate Your Success"

    
From the National SCORE office and website -

1.     To help clients during the recession, SCORE is launching a nationwide campaign to meet the needs of entrepreneurs like you. As part of the "Accelerate Your Success Campaign" from now through March, SCORE will add a new toolkit monthly with focused articles, templates, podcasts and workshops at www.score.org/accelerate. Consider this resource for your business.
 
 2.     Facing a recession is about facing down fear and focusing on the action steps to succeed. Small businesses that act now to cut costs, refocus their product mix, and concentrate on marketing will be poised to succeed.
 
3.     Now is a time to look for niche opportunities to grow your business and take prudent steps to keep the clients you have. No small business should have to face the recession alone. You can count on SCORE for confidential mentoring to plan a path for success.
 
4.     One of the best ways for an entrepreneur to weather the recession is with a six-month action plan that helps employees see how they can contribute to the company's success. When everyone is in it together, a team can help keep a company going strong and keep jobs here at home.
 
5.     New businesses who find opportunities during this recession need a focused business plan, a solid cash flow plan and ongoing marketing strategies. A business owner has a better chance of getting a loan with a solid financial plan and a clear credit request.

If you need help with your business take the time to call a SCORE Counselor.  A SCORE Counselor can help you solve problems and plan for the future. Contact SCORE at 314-539-6600 Ext. 242, M-F 10am to 3pm or go to
www.stlscore.org.
 



  Upcoming Events

SCORE Chapter 21 Monthly Seminars
 Improve Your Business! REGISTER NOW

"How to Start and Manage Your Own Business"

Saturday, March 14, 2009
8:15 A.M. to 3 P.M
Fee - $50.00
Meramec Community College
Register Now!

Upcoming SCORE Seminars
  "How to Start and Manage Your Own Business"

April 18, 2009
St. Louis C.C. @ Meramec

May 16, 2009
St. Louis C.C. @ Meramec

 Bookkeeping 9/2007
 
SCORE Workshops

Marketing for Small Business
February 28, 2009
8:30  am to 12:30 noon
Registration Fee  $40
Sign Up NOW!

Patents, Trademarks,  Copyrights
March 28, 2009
9:30 am to 11:30 am
Registration Fee $30

Enterprise Risk Management
April 25, 2009
9:00 to 12:00 pm
Registration Fee $40

Workshop Location
St. Charles Economic Development Center
5988 Mid Rivers Mall Drive
St. Charles, MO 63304
636-447-5000

To learn more about any of these courses and dates, times and how to register- CLICK HERE





Update on SBA Loan Workshops hosted by SCORE, St. Louis in January.
  

Between January 15th and 30th, Superior Financial  booked 11 loans in eastern Missouri.  5 of those loans were booked using  SBA's Patriot Express loan initiative, 4 were booked using Community Express, and two  were booked using Export Express.  3 of those loans were to Businesses in the City of St. Louis, 6 to businesses in St. Louis County, and 2  were to St. Charles county-based businesses.  5 of the loans were made   to businesses owned by people who identified themselves as ethnic minorities, 5 to women-owned businesses (4 were mutually  inclusive -  businesses owned by women who identified themselves as minorities) and 3  to veteran-owned businesses (1 woman, 2 male). 
    
And finally, Superior made $110,000 in total loans to a wide array of  businesses based upon the North American Industry  Classification Systems codes inputted for the 11 loans. Two loans were to contractors, and two were to computer programmers/designers. 
    
2009/01/15  - 10000  - Patriot Express  
Drinking Places (Alcoholic  Beverages)  
SAINT LOUIS CITY
  
2009/01/20  - 10000  - Patriot Express  
Custom Computer Programming Services  
SAINT LOUIS
  
2009/01/20  - 10000  - Patriot Express    
Computer Systems Design Services  
SAINT LOUIS
  
2009/01/20  - 5000  - Patriot Express
Jewelry Stores  
SAINT LOUIS
  
2009/01/26  - 7500  - Community Express  
Poured Concrete Foundation and Structure Contractors  
SAINT CHARLES
  
2009/01/27  - 10000  - Community Express
Other Activities Related to Real Estate  
SAINT LOUIS
  
2009/01/28  - 5000  - International Trade
Metal Service Centers and Other Metal Merchant Wholesalers  
SAINT LOUIS
  
2009/01/28  - 15000  - Patriot Express   
Poured Concrete Foundation and Structure Contractors  
SAINT LOUIS CITY
  
2009/01/29  -12500  -International Trade  
Musical Groups and Artists  
SAINT LOUIS CITY
  
2009/01/30  - 5000  - Community Express  
Special Needs Transportation  
SAINT LOUIS

  
2009/01/30  - 20000  - Community Express  
Plumbing, Heating, and Air-Conditioning Contractors  
SAINT CHARLES
Resources For You

News Release from the U.S. Small Business Administration

"SBA Applauds Stimulus Bill, Planning Underway for ...Small Business Impact"

WASHINGTON - The American Recovery and Reinvestment Act contains a package of loan fee reductions, higher guarantees, new SBA programs, secondary market incentives, and enhancements to current SBA programs that will help unlock credit markets and begin economic recovery for the nation's small business sector.

  "There's a lot to digest in the legislation, and SBA has established teams to tackle a wide variety of policy decisions, system modifications, regulatory changes, legal requirements, and new program launches authorized by the President and Congress," said Hairston.
 
The bill provides $730 million to SBA and makes changes to the agency's lending and investment programs so that they can reach more small businesses that need help.  To see the whole document in Word Click Here






SCORE - St. Louis Web Site Resources

We have added a few more links to our Resources page including the one above. Also you will find an e-book - "5 Steps to Successful Email Marketing"

www.stlscore.org/resources


Betty @ workshop


The Role of the University in an Entrepreneurial Economy
An Article by Jonathan Ortmans, President www.entrepreneurship.org



In This Issue
Accelerate Your Success...with SCORE
Upcoming Events
Update on SBA Loan Workshops
Small Business Week Award Winners
St. Louis Small Business Expo
Tax Talk
 
SBA Warns of Fraudulent Attempts to Obtain Bank Account Information from Small Businesses

The U.S. Small Business Administration issued a scam alert  to small businesses, warning them not to respond to letters falsely claiming to have been sent by the SBA asking for bank account information in order to qualify them for federal tax rebates.  


SBA

Quick Links
SCORE St. Louis
National SCORE

SBA National
SBA St. Louis
STL Member Sign In

Logo www.score.org

Small Business Week Winners For 2009

REGION VII  - SMALL BUSINESS CHAMPION AWARDS 2009
 
Minority Small Business Champion
Nominated by Carl Trautman, SCORE
Eddie G. Davis, Principal
DaLite & Associates, LLC
P.O. Box 56576
St. Louis, MO  63156
314 367-8822

Financial Services Champion
Nominated by Judy Meader,   
Stephen R. Callow
Regional Small Business Banking Manager; Sr. Vice President
Southwest Bank, an M&I Bank
13205 Manchester Road
St. Louis MO 63131
314.543.3448

Veteran's Business Champion
Nominated by Patrick Heavey, Veterans Business Resource Center,
Darcella Craven
Business Development Coordinator
St. Louis Veterans Business Resource Center
4236 Lindell Blvd, Ste 102
St. Louis, MO 63108
314.531.8387

Small Business Journalist
nominated by Mary Quigg, CEO, Vandover,
Susan Wilson Solovic
CEO
SBTV.com
1790 S. Brentwood Blvd.
St. Louis, MO  63144
314.533.7288 ext. 23



St. Louis Small
Business Expo

SBM expo

Wednesday, March 18, 2009
11:00 AM  TO  6:00 PM
St. Charles Convention Center

 St. Louis Business EXPO, "Networking At Its Best: The Largest Business-to-Business Trade Show in Missouri," 11am-6pm, St. Charles Convention Center. Free.

Experience new products, services and technologies firsthand from over 150 leading exhibitors. Free educational workshops and seminars.

Register at www.stlouisbusinessexpo.com or call: 314-569-0076, ext. 302.
From the Small Business Monthly site -
www.sbmon.com

SCORE members,

The next  Member meeting will be Mar. 19, 2009. Please plan to attend.

Sign up Now! - For the St. Charles Business Expo.
March 18th, 2009.

Desk Duty Counselors - be sure to read new information on the SBA stimulus package changes.



March 10 Tax Talk  Today Program Illuminates the IRS Audit Process

Although no phrase may strike more fear in a taxpayer than the dreaded, "IRS audit", the prospect of an IRS audit need not paralyze small businesses and the tax professionals who assist them.
 
They can learn how to prepare for and what to expect during an audit by tuning in to the Internal Revenue Service March Tax Talk Today program, "Surviving the IRS Audit," on Tuesday, March 10, 2009 at 2 p.m. Eastern time. The program will include what happens before, during and after the audit as tax professionals and IRS staff talk about audits from both sides of the desk.
 
To access the Web cast at no charge, viewers can register online at Tax Talk Today. They can view the show with Windows Media Player or an Adobe Flash Player. Go to the Tax Talk Today Web site at http://www.taxtalktoday.com/ for complete information.
 
To get the latest IRS information and learn about IRS products and services as they become available, start a FREE subscription to e-News for Small Businesses; just go to IRS.gov at this link, type in your e-mail address and submit.

SB/SE CLD Planning and Support Branch 2
31 Hopkins Plaza, Room 940
Fallon Federal Building
Baltimore, MD 21201



 Brought to you by SCORE "Counselors to America's Small Business," a nonprofit association and resourcBetty @ workshope partner with the U.S. Small Business Administration. SCORE is dedicated to entrepreneurship and the formation, growth and success of small businesses nationwide. Since 1964, SCORE has helped more than 8 million entrepreneurs.

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