Key Features

• Sales tools to support product eligibility and pricing, product comparisons, 1003 application data capture, disclosures, and credit. Also integrates with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector.
• Configure appropriate access for each user group with security parameters.
• Intelligent auditing corrects missing data and entry errors early in the origination process.
• Track and manage loan status, disposition, key dates, third-party service orders, conditions, and more.
• Produce disclosure, application, closing, and other documents from within the system.
• Integration with FIS's IBS and Bankway core servicing platforms.
• Customizable reports accessible in real-time.
• Supports credit insurance calculations for major insurance carriers in all U.S. jurisdictions.

Benefits

• Streamline the entire loan origination process
• Ensure consistent pricing and qualification across the enterprise
• Increase originator sales productivity
• Access reports filled with real-time data

Mortgage and Consumer Loan Support

Web Site Functionality

• Easy-to-understand, dynamic application guides consumers through the entire process
• Fully decisioned and risk-adjusted loan qualification and pricing at the point of sale
• Provides consumers with a pre-approval letter, even after hours or on weekends
• Captures referral and promotion codes
• Provides multiple loan types on one easy platform
• Easy-to-use portal for branch personnel or customer support to originate loan applications
• The Web site customization toolkit gives you the ability to manage the branding and content of your private-labeled Web site
• Rate Tracker and Quick Call-Back tools to generate leads
• Seamless integration with FIS's Loan Origination Studio

Benefits

• Expand Channels and Conduct Business 24/7 - Tap into the online consumer market with a secure, 24x7 branded web presence that provides applications and loan status at their convenience, instead of scheduling around bank branch hours
• Complement Your "Brick and Mortar" Strategy - Provide branch personnel with an intuitive solution to quickly and easily accept a complete application, instead of seeing more paper applications leave the branch and never return
• Fulfill Promotions or Marketing Campaigns Online - Increase marketing response rate with easy online application and promotion code capture
• Instantly Qualify Borrowers Online - No more rate sheets! Provide instant qualification and rate-adjusted pricing at the point of application or pre-approval.
• Empower Sales Representatives - Increase volumes by providing loan officers (or business partners like realtors and builders) with their own hosted web pages
• Improve Margins and Increase Capacity - Manage increased volumes without extra headcount, and eliminate costs of data entry, paper management, incomplete data, and manual tasks
• Your URL and Branding - Is an extension of your own site, not a third party site assuring the security-conscious borrowers that they are submitting their information to the bank.