Tax Savers,
 
2009 is approximately three fourths over. What have you done this year to minimize your taxes? The following credits and deductions are still available.
 
Buy a house. The first-time homebuyer credit which provides a maximum $8,000 tax credit to people who meet eligibility requirements and complete the purchase of their homes before December 1.
 
Go to College. The American Opportunity Credit expands education tax credits to $2,500 for tuition and a change in 529 plans allows for the purchase of computers for college use.
 
Upgrade your home. The energy credit expands to a maximum of $1,500 for certain energy-saving upgrades.
 
Buy a new car. A new deduction for the sales or excises taxes paid on the purchase price of new vehicles.
 
The Making Work Pay tax credit, which many American workers received in April through reduced tax withholding in their paychecks will create smaller refunds next year. The Making Work Pay credit is $400 for single taxpayers and $800 for married taxpayers who meet certain income guidelines. However, you should check your tax withholding to ensure they are not having too little withheld. Many people will be surprised next year by getting a small refund or even owing money.
 
Wishing you many happy returns.

Best Regards,