New In-House Pollution Coverage with Low MP's

We Have In House Binding Authority for Contractors Pollution (CPL)

W. Brown is excited to announce that we now have the in-house ability to quote and bind Contractors Pollution Liability Coverage (CPL) for artisan contractors.

Painting, paving, plumbing, concrete, HVAC, tank cleaning (and more) - ALL ACCEPTED

Highlights

Minimum premiums start at $750
Limits available $500,000/$500,000 to $1,000,000/$2,000,000
Mold sublimits up to $500,000
Deductible starts at $1,500

Additional Selling Points

Applies to both sudden and gradual pollution conditions
Blanket or project-specific basis
Coverage can be expanded to include Mold (fungus) coverage

Includes 3rd party claims for bodily injury, property damage, and environmental damage resulting from pollution conditions caused by contracting operations, whether performed by the contractor or subcontractors.

Artisan Contractor's Claims Examples

Street & Road Contractors -Ruptured Pipeline- A street/road contractor was subject to cleanup costs and business interruption expenses in excess of $500,000 when they ruptured an unmarked petroleum pipeline. The contents were released into the subsurface soil and groundwater because of the contractor's inadequate response to the rupture.The CGL excludes coverage for most watercraft & all customer's property in the insured's care, custody, & control.
Utility Contractors -Contractual Liability- While installing new overhead electrical lines, a utility contractor had a subcontractor sinking the new utility poles. The subcontractor hit an underground sewer line with an auger while installing the new poles. Through contractual liability, the utility contractor was responsible for the actions of the subcontractor. Cleanup of spilled sewage and repair of the sewer line amounted to $190,000.

Did you know that TRIA forms & various supplemental apps are available at the WBAIS Website?
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