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To make you feel right at home with us, we offer coverage utilizing ISO forms. The HO-3, HO-4, HO-6, and HO-8 are all available. So whether you're trying to place coverage for a one- or two-family owner-occupied or owner-secondary home, a renter, or a condominium unit owner, we have what you need!
Automatic coverage for:
· Personal Property
· Comprehensive Personal Liability
· Medical Payments
· Other Structure Coverage
· Loss of Use
Also available:
· Extended Replacement Cost
· Identity Fraud Expense
· Water Back-Up and Sump Discharge or Overflow
· Extended Liability Coverage for rental properties ora secondary residence
· Builder's Risk/Course of Construction
· In-Home Business in some states
· Personal Injury
· Loss Assessment
Having difficulty with other markets? Not with us! We specialize in risks with:
· Prior losses
· Prior declinations
· Lower value homes in good condition
· Higher value homes
· No prior insurance
· New purchases
· Homes in distressed markets
· Homes in Brush Areas |
Dwelling
Our Dwelling program offers a la carte coverages to meet your customers' needs.
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Live large with these excellent coverage options.
· Fire
· Extended Coverage
· Vandalism & Malicious Mischief
· Fair Rental Value
· Additional Living Expense
· DP-3 Special Form
· Premises Liability
· Personal Liability (optional day care for up to five children)
· Monoline Liability or Monoline Property
· Residential Vacant Land-Monoline Liability
· Medical Payments
· Unit Owner's Coverage for Condominiums
Having trouble placing cancelled or non-renewed dwellings? Not with us! We specialize in dwelling classes outside the traditional market, including:
· Builders Risk
· Renovations
· Seasonal Occupancies
· Unprotected Risks
· Low and High Values
· Owner or Tenant Occupied
· Vacant
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