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December 2, 2011

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303.747.6455
Mike Brady


Money can and should do good things:  for you, your family, and the causes you believe in

 

Michael Brady, President
Generosity Wealth Management
  885 Arapahoe Ave.
Boulder, CO  80302

P 303.747.6455
F 858.947.3807
www.generositywealth.com  
Registered Representative of and securities offered through Cambridge Investment Research, Inc.  Member FINRA/SIPC
Investment Advisor Representative of and Advisory Services offered through Generosity Wealth Management, LLC., a Colorado Registered Investment Advisory firm 
Generosity Wealth Management, LLC and Cambridge Investment Research, lnc. are not affiliated companies 

The information being provided is strictly as a courtesy.  Our company makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site. When you access one of these sites, you assume total responsibility and risk for your use of the sites you are linking to.

 

The Dow Jones Industrial Average is an unmanaged, price-weighted index of 30 large capitalization stocks with dividends reinvested.

 

The Standard & Poor's 500 Index ("S&P 500") is an unmanaged, market capitalization weighted index of 500 widely held stocks, with

dividends reinvested, and is often used as a proxy for the stock market. 

 

The Nasdaq Composite is an unmanaged, market capitalization weighted index of stocks listed on the Nasdaq Stock Exchange, and are reported as price return without reinvestment of dividends.

 

Indexes are often used as a proxy for the stock market and cannot be invested in directly.


Greetings!
  

Volatility, Healthcare in Retirement

 

It's my belief the volatility we've seen in the past few weeks, months, and year will continue going forward.  I also believe that more active management may make sense to take advantage of this market condition.

 

I talk about this in my video.

 

I also discuss the rising healthcare costs in your future and that I have software that will estimate what lump sum you may need upon retirement to fund your healthcare under certain assumptions. 

 

Fun stuff!  Click on video to hear more!

 

2011 12 02 - Volatility, Healthcare costs in Retirement
2011 12 02 - Volatility, Healthcare costs in Retirement

Enough with Europe already!

 

Currency SymbolsEurope has been, and will continue to be, the news event going foward.  The effect it has upon the US is irritatingly large, whether we like it or not.

 

As I've stated in previous newsletters, the European Monetary Union (Euro) will have to change drastically for Europe to weather their problems.  There will also be some drastic, fundamental ways the relationship between state and citizens will change. 

 

The question is:  what does this mean for your investments? 

 

1. I continue to caution against all things Europe

2.  Constantly evaluate the allocation of your investments to ensure they're meeting your risk levels

3.  Consider more active management in the coming year.  Talk to me about what this might mean.

 

Here is a technical article on the European problem

 

The Three Pillars of Fiscal Union In Europe

 

Volatility Whipsaw

 

 

As a complement to some of the volatility I discuss in my video, you can see in the chart to the left that what goes up one month can go down the next.

 

November was as bad as October was good.

   

 

Click for Full Chart

 

Italy's Crashing Money Supply

 

Italy is as much as financial trouble as Greece.

 

Their money supply is drying up, and unlike in the US, they don't have the same tools at their disposal that we have (like printing money).


The chart at the right is the money supply at the Bank of Italy.

 

 

 

 

Retro Telephone Style Cellphone Handsets

Christmas is right around the corner, so for that cell phone addict in your family who has been wanting a hands-free, I share with you the Retro Handset. 
 
Click on the picture to make someone happy this Christmas!

 

  

GWM jpg
I'm here to help!....

I'd love to talk more with you about the above topics or anyway I can help you grow and preserve your money while providing for yourself, your family, and community.

Mike