303.747.6455
Click on one of the buttons below to either Join the Mailing list or Forward on to a friend.
I would love to help you or your friends like I've helped so many others.
|
Michael Brady, President
Generosity Wealth Management
2387 Point of Pines
Drive
Boulder, CO 80302
P 303.747.6455
F 858.947.3807
www.generositywealth.com
Registered Representative of
and securities offered through QA3 Financial, Corp. Member FINRA/SIPC
Investment
Advisor Representative of and Advisory Services offered through Generosity
Wealth Management, LLC., a Colorado Registered Investment Advisory firm
Generosity
Wealth Management, LLC and QA3 Financial Corp or QA3 Financial, LLC are not affiliated companies
|
The information being provided is
strictly as a courtesy. Our company makes no representation as to the
completeness or accuracy of information provided at these sites. Nor is the
company liable for any direct or indirect technical or system issues or any
consequences arising out of your access to or your use of third-party
technologies, sites, information and programs made available through this site.
When you access one of these sites, you assume total responsibility and risk
for your use of the sites you are linking to.
|
|
| Greetings!
Are you focusing on the sexy aspects of your financial world, or the more practical? Would you rather focus on just the investment side, an extra percent or 2 here or there, or look at the big picture including all areas of your financial wealth?
I hereby assert that the most successful people I've worked with over the past 19 years did boring stuff like
1. Spent less money than they made
2. Had a clear retirement plan addressing pre- and post-retirement issues
3. Focused on expense and tax efficiency
Click on the link to hear me talk about the difference between get rich quick and practical planning.
|
|
|
ETFs and Taxes
Exchange Traded Funds (ETFs) tend to be very tax-efficient. With inevitable rising taxes in our near to far future, ETFs start to look very attractive from a tax efficient point of view.
There are, however, many of them out there and some are more tax efficient than others.
To Do: Consider the role ETFs may play in your portfolio. Talk to me if you need help.
All About Employment
 You want to know all about those unemployment figures? This article has multiple views of the situation today.
When you add in discouraged workers, those working part-time that want to work full-time, and marginally attached workers, the unemployment figure is closer to 16%.
If you're retired, be happy you're not in this job market. At the same time, evaluate your risk level in your portfolio because many of these people will be drawing down their savings right at the time Baby Boomers are entering their retirement years.
Click on the link below for unemployment charts.
Why TIPS Won't Protect Against Rising Rates Treasury Inflation-Protected Securities (TIPS) can have a place in your portfolio. I have many of them for my clients. However, they are not a panacea.
Interest rates and inflation don't have to move in unison!
TIPS can go up and down in value just like other bonds, and the duration of your TIPS fund is important to know.
Read this article for a detailed understanding which might save you some heartache and money if you don't fully understand the relationships between real and nominal yields, duration, and inflation.
|
|
BeadforLife in the New York Times
I'm proud to be the volunteer Treasurer of the Board for BeadforLife, a Ugandan charity dedicated to eradicating abject poverty. Nicholas Kristof wrote an absolutely wonderful article about our project in this past Sunday's New York Times.
Please read to find out what a wonderful organization BeadforLife is.
|
|
I'm here to help!....
I'd love to talk more with you about the above topics or anyway I can help you grow and preserve your money while providing for yourself, your family, and community.
Mike
|
|
|
