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November 4, 2009 Forward this issue to a Friend
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Michael Brady, President
Generosity Wealth Management
2387 Point of Pines Drive
Boulder, CO  80302

P 303.747.6455
F 858.947.3807
www.generositywealth.com
 

Registered Representative of and securities offered through QA3 Financial, Corp.  Member FINRA/SIPC
Investment Advisor Representative of and Advisory Services offered through Generosity Wealth Management, LLC., a Colorado Registered Investment Advisory firm 
Generosity Wealth Management, LLC and QA3 Financial Corp are not affiliated companies

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Greetings!

Last week I had an article on the importance of making sure your beneficiaries are consistent with your estate plan.  This week's video is a continuation of that theme, and talks a little bit more about why estate planning, at all levels of income, makes sense.

Click on the link to hear me talk
More Stimulus Headed our Way?

USD
There are many arguments on both sides of the aisle about whether the stimulus plan has or hasn't worked.  No matter what side of the argument you're on, more government assistance is coming down the pipeline and will be added to our national debt.  This article discusses some of the stimulus items you may soon see


Is it time to dump your ARM?

A lot of you have Adjustable Rate Mortgages (ARM) and while the low interest rate might be nice now, when interest rates go back up (and up they must go) you're going to feel some pain.  Is now the time to dump your ARM and switch to a 30 year fixed?  I would say yes, and this article does as well. 



Bank Failure Update


The total of bank failures as of Friday is 115.  You've heard me talk allFDIC 11-09 year long about my concerns that we haven't seen all of the problems in the banking industry yet.  Just as scary, I would argue Europe's problems are even worse that ours and hardly getting the press it deserves.  Anyway, here is a great article talking about FDIC Bank failures year-to-date.



What Mike thinks is an inspiring use of talent
Three Cups of Tea
My good friend Candace Newlove is a wonderful potter and some of her art will be in an art show benefiting the Central Asian Institute, helping to building schools in Afghanistan and Pakistan.

Click on the link for more information, but it's this weekend and next (November 6, 7, 8 and 13, 14, 15).




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I'm here to help!....

I'd love to talk more with you about the above topics or anyway I can help you grow and preserve your money while providing for yourself, your family, and community.

Mike