Did you know that...
 ...turkey doesn't make you sleepy? It contains tryptophan, an amino acid that can have a mildly sedating effect, but not enough to make you sleepy. Chicken and cheese have more tryptophan than turkey.
|
Quote of the month...
"If constructive thoughts are planted, positive outcomes will be the result. Plant the seeds of failure and failure will follow."
Sidney Madwed
|
Referral Corner
We always love to have
new people become part
of our inner circle of
friends and family. If you
know of someone
looking for insurance and investment services, please send them
our way.
Simply send them this
newsletter, and have them bring it in to the agency or call our office and we will give you $10 worth of NJ Instant Lottery Tickets!
|
|
|
|
Greetings!
Greetings! Welcome to the latest edition of our monthly newsletter. November is
"Long Term Care Awareness Month" so I wanted to share some experiences
with you relating to caring for elderly relatives and insuring the
financial security of other family members.
Please feel free to forward this newsletter to your family, friends and co-workers.
Wishing you and your family a happy Thanksgiving!
|
|
Long Term Care (Own Your Future)
For a number of years, my mother and uncle were responsible for
the care for their parents (my grandparents). Although I was not
present every day during this period, I was aware of many challenges
that existed relating to my grandparent's personal care.To name a few,
finding competent visiting nurses, paying monthly utility and medical
bills, shuttling my grandparents to the grocery store, doctors, and
pharmacies on a regular basis, and more. Because my grandparents did
not have long term care insurance, approximately $2,000 to $3,000 per
month was spent on nursing care for my grandfather who suffered from
Alzheimer's.
Over the past year, I also learned that two
family members have digestive diseases, with one case leading to
undiagnosed Osteoporosis. Realizing that one's health is not
guaranteed, I've been able to implement a long term care insurance
program for myself, my wife and other family members to ensure that we
will not encounter the same scenario experienced by my parents and so
many others charged with the task of caring for elderly or sickly
relatives.
Long term care may be one of the biggest threats
to your standard of living and your assets. In fact, New Jersey state
officials, concerned about the future of the state's retirees, are
actively encouraging residents to plan ahead for long term care. The
U.S. Dept of Health and Human Services, as well as Governor Corzine,
want you to "Own Your Future" by becoming educated about long term care
and it's related insurance offerings. For a FREE copy of an
informational long term care planning kit which provides information
about practical steps you can take to plan ahead for your long term
care needs, call 866-752-6582 or check out www.longtermcare.gov.
Robert Loss
The Amwell Agency
|
For Better Health...
The backyard herb elderberry has been used as a folk remedy for flu, colds, and coughs since ancient times. More recently, results of a study saw flu sufferers recover in record time. The researchers found that elderberry literally disarmed the flu virus-so it's unable to penetrate cell walls. Those who took elderberry were also found to have
higher levels of flu-fighting antibodies, indicating a stronger immune
system and less chance of getting the flu in the first place.
Broccoli sprouts fight common stomach ailments. The sprouts have a high concentration of sulforaphane, a sulfur compound that is thought to trigger beneficial stomach enzymes. People infected with Helicobacter pylori bacteria-which cause gastritis and ulcers and may increase the risk for stomach cancer-showed lower levels of bacteria after eating 2.5 ounces of broccoli sprouts daily for eight weeks.
Study by researchers at Tokyo University of Science, published in Cancer Prevention Research.
|
Very Useful Web Sites
Turkey time: All the trimmings for a successful Thanksgiving - buying and cooking the turkey, side-dish recipes, crafts and games, etc. urbanext.illinois.edu/turkey
"Black Friday" deals: Advance information about the bargains to be offered the day after Thanksgiving. www.black-friday.net
Found money: See whether you have any old bank accounts, uncashed checks or other unclaimed assets. www.naupa.org
|
|
|
|
|
