The Amwell Agency Newsletter                       logo
"Live for Today, Plan for Tomorrow"
September 2009
In This Issue
Will Healthcare Reform the World?
Fun & Helpful Web Sites
Thought of the Month...
 
"Friendship is unnecessary, like philosophy, like art . . . it has no survival value; rather it is one of those things that give value to survival."
 
           -- C.S. Lewis

Referral Corner
 
I want to thank you for your referrals over the years. We always ask our clients if they can just refer us one client per year, it would help us immensely. We are grateful to everyone who's referred someone our way, and we always love to have new people become part of our inner circle of friends and family. 
 
Simply send them this newsletter, and have them bring it in to the agency or call and we will give you $10 worth of  NJ Instant Lottery tickets!
Did You Know...
leisure Internet browsing increases productivity?  People who surf the Internet for fun at work are nearly 10% more productive than those who do not, as long as the time they spend browsing is less than 20% of the total time in the office.  Taking a short break lets the mind rest and leads to higher overall concentration. 
Quick Links...

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Greetings!

Hello, we hope everyone is adjusting well with the kids back in school.  You will notice some changes to our newsletter, please feel free to contact us with any comments or thoughts. 

We are also excited to announce that we now offer AFLAC products.  For more details or to schedule a meeting, please contact our office. 
Will Health Care Reform the World, or Will the World Reform Health Care?
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We all know that health care in America is headed for some rocky times. The Obama administration has proposed a solution that will 1) reform the health care system by "expanding coverage, improving quality, lowering costs, and honoring patient choice," and 2) promote scientific and technological advancements, and 3) improve preventative care.  Sounds good in theory, right? Let's look at the pros and cons of overhauling the current system.

 
Pros

Obama's plan is centered around giving people choices. He wants to give the American people access to both private and national health care plans.  If he were to overhaul the system, ideally, Obama would want the following changes to take place:
 
No American would be turned down for pre-existing health conditions.Premiums, deductibles and co pays would be more affordable. All children will have some type of health care coverage.

Employers would be responsible for contributing towards an employees' health care plan. If they do not subsidize private health care for their employees, a percentage of their payroll will be contributed towards the national plan.

Cons

Perhaps the biggest complaint against Obama's health care reform is centered around how he will fund these enormous changes. He plans to do so by taxing the wealthiest of Americans. He also plans to tap into the emergency health care funds that each state has in reserve to pay for uninsured medical costs. In addition, the following would be considered cons to his health care overhaul:
The plan is not comprehensive.
The plan is not universal.

(The above information regarding the proposed health care reform is accurate as of August 2009, there may have been changes made to the proposed bill since the gathering of this research.)
Fun & Helpful Web Sites
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Get directions and weather forecasts for your next road trip at Trippish.com.  The site also suggests the best departure time based on the forecast.

Free movies and TV shows:  Choose among more than 1,000 prime-time TV programs, clips and full-length films to watch online.  www.hulu.com

Money savers:  Comprehensive listing of online discounters, outlet malls, travel bargain finders, dining deals and more.  www.consumerworld.org/pages/bargains.htm
We hope you enjoy this edition of our newsletter.  We want to thank you for your continued business. 
Sincerely,
 

Robert Loss
The Amwell Agency