Elder Law of Michigan 
March 2009
Beware of Credit Card Company Tricks!
--Robert Carowitz, Legal Hotline attorney

Entering into an agreement with a credit card company these days is
about the same as entering into a relationship with a pirate. The Legal Hotline receives numerous calls every week regarding credit card companies and the laws surrounding their transactions and billing. Find out how the laws are changing to protect consumers from exorbitant fees, and tips on how to protect yourself now. Read more>>
Violence Against Seniors on the Rise
elder abuse
--from the Detroit News

Senior citizens increasingly are being victimized by desperate people looking for soft targets in Michigan's hard economy. Fraud and violence against the elderly are on the rise throughout Metro Detroit, according to law enforcement and advocates for senior citizens. "It's stunning, the level of violence we are beginning to see," said Thomas Wenzel, principal Wayne County prosecutor for elder abuse. When seniors suffer physical, emotional and financial abuse, it's usually at the hands of relative caregivers. But local officials say they have seen a recent rise in violence and financial fraud against the elderly by strangers and others who won their trust. Read more>>

Another story about elder abuse from Massachusetts...
New Checklist for Patients and Caregivers Leaving Health Care Facility
checklist
--The Center for Medicare and Medicaid Services

The Center for Medicare and Medicaid Services is pleased to announce the availability of a useful checklist that prompts patients and caregivers to ask questions about key discharge planning topics including their likely care needs, the options for continuing care, post-discharge care instructions, community based resources and more. To view this valuable checklist, click here.

If you have Medicare or Medicaid questions please contact the Legal Hotline for Michigan Seniors at 1-800-347-5297.
Medicare Beneficiaries
Out-of-Pocket Spending
--from the National Council on Aging
 
A new report from the National Council on Aging says that the average Medicare household spent 34.1 percent of income on housing, 15 percent on transportation, 14.1 percent on healthcare, and 13.6 percent on food in 2006. Average healthcare spending was significantly higher for Medicare households than non-Medicare households, 14.1 percent versus 4.3 percent. Individuals who spent the most out-of-pocket on healthcare were more likely to be over age 75, live in a non-metropolitan area, and have an income between 100 and 300 percent of the federal poverty level. Read the report>>

If you need assistance with paying for food, MiCAFE may be able to help you. Please call them at 877-664-2233.
 
Investment Fraud Scam
--from the Legal Hotline for Michigan Seniors
 
As tough economic times continue, there are more and more scams and frauds targeted at retirees and older adults. Recent news reports about international investor frauds remind us that smart, wealthy, and savvy people can be taken advantage of - and lose a lot of money! Read full article>>

To learn how to protect yourself, call the Legal Hotline for Michigan Seniors for more information at 1-800-347-5297.

 
Save the Date!

Elder Law of Michigan is excited to celebrate Law Day on Friday May 1, 2009 with a new and very special event. The Board of Directors has created the Joe D. Sutton Call to Justice Award and the Vanguard Award for Contributions in Law and Aging. For more details on Mr. Sutton and this event, click here.
In the News...

Kate White, Executive Director of Elder Law of Michigan, was a recent guest writer for "If You Ask Me" on mlive.com. She wrote on the topic of elder abuse. Read it here>>
 
In the News...

Ron Tatro, Director of the Consumer Fraud Prevention Project here at Elder Law of Michigan, was a recent guest on Comcast Newsmakers.
Comcast Newsmakers is a five-minute interview segment which airs at :53 minutes after the hour daily on CNN Headline News. To see his interview click here.
Federal Stimulus Checks are Coming!
stimulus
  Wondering if you are eligible? We have the answers you need.
New Phishing Scam

A new scam is making the rounds involving Wal-Mart. The email promises to pay $150 just for completing a survey. This is a confirmed phishing scam. If you receive one of these, please contact your local authorities and the Federal Trade Commission. Read more about how to avoid phishing scams>>
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...to our volunteers who contribute their time and effort to Elder Law of Michigan. We appreciate all of your hard work!
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