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 THEInsuranceAdvisor.COM
Unlocking the Black Box... |
| Volume 09 Issue 52 |
December 2009 |
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Featured Speaker
THEInsuranceAdvisor.COM was most recently asked to speak at TOLI Expert Panel, Plan Giving Council and MDRT Annual Meeting. If you would like to also hear THEInsuranceAdvisor.COM speak about the guidance that the Cochran v. Keybank case provides, the "prudent process" endorsed by the NYBA, or generally about life insurance pricing, performance, suitability, transparency, management, standards of care and/or compensation disclosure, click here.
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A Year in Perspective and Beyond
With no shortage of drama, 2009 has been a much more pleasant year than the eventful yet dreadful 2008. Year to date, the S&P500 has returned about 22%, in contrast to a 38% decline in 2008. Although there has been no formal announcement, the consensus is the US finally exited one of the longest recessions in its history over summer. Just as important, financial institutions are no longer on the brink of collapse and investors are not in panic mode any more. Appetite for risk is back, evidenced by Junk bonds (JNK) returning nearly 20% year to date, just 10% below its pre-Lehman collapse level.[1]
While 2009 has rebounded beyond anyone's expectations, it was a bumpy ride to get where we are today. It leaves an amount of uncertainty to the future economy of 2010. Your client's life insurance portfolio costs should not be among the list of unknowns for the future. Advisors, herein lies the opportunity to give clients stability in a time of volatility.
Use Confidential Policy Evaluator (CPE) Research Reports to help with smart decision making regarding life insurance portfolios. It is an easy-to-use tool that that goes well beyond policy comparison systems, policy audit programs and/or third-party administrator reports which simply compare illustrations of hypothetical policy values and company ratings. With CPE Research Reports, you can quickly, easily and cost-effectively reassure clients that existing holding(s) are reasonably priced and performing well or credibly show them how and why they can reduce policy costs and/or improve performance.
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THEInsuranceAdvisor.COM on Exhibit at AICPA & Heckerling in Orlando
Join us at Booth 119 at the AICPA conference in Orlando on January 18-20 2010.
Join us at Booth 301 at the Heckerling conference in Orlando on January 25-29 2010.
Confidential Policy Evaluator (CPE) research reports from THEInsuranceAdvisor.COM (TIA) are the fastest and easiest way to assist clients in making better decisions about their life insurance. CPE is a patented, objective, rules based system for assessing permanent life insurance policies (proposed or existing) on an easy to use 5 Star Rating system. |
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Guest Author
Have something to say about life insurance pricing, performance, suitability, transparency, management, standards of care and/or compensation disclosure? Click here to suggest a topic that you would like to guest author. |
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Heard on the Discussion Boards...
What do you think about "Why do advisors spend so much time managing strategies for investment assets but ignore the cash value of their client's life insurance holdings?"? Click here to post a comment.
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THEInsuranceAdvisor.COM
Will be closed for Christmas December 25, 2009 and New Year Day January 1, 2010.
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1 Complementary
CPE Report with the Referral of a New Subscriber |
1 Complimentary CPE Report with Referral of New Subscriber
Forward this e-news to colleagues and friends with a CC: to info@theinsuranceadvisor.com and you will receive a complimentary CPE Research Report (Limit 1 Per Consumer), a $500 value, and more information about the pricing, performance and suitability of a given life insurance product than by any other means. |
| Offer Expires: January 22, 2010 |
THEInsuranceAdvisor.COM, Inc. (TIA). All rights reserved. 1301 West Fletcher Ave., Tampa, FL33612. TIA is a provider of insurance product research, and does not sell or otherwise distribute any financial products, and does not endorse any broker/dealer, financial planner, registered representative, insurance professional, insurance product, or insurance company, including any that may be mentioned herein. The information, data, analysis and opinions contained herein include the confidential, proprietary, patented (U.S. Patent #6,456,979) and/or copyrighted (Insurance BankingŪ is a registered trademark of THEInsuranceAdvisor.COM Holdings, Inc) material of TIA and may not be copied or redistributed.
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