| Greetings! 
 
 Commonwealth Benefits Groups hopes you will find this quarterly briefing issue of value to your organization.   Gordon M. Graffius, CLU, CEO Bradly W. Graffius, CLU, RHU, President | 
                | Benefits & Employment Briefing Before Anything Else, Preparation is the Key to Success To access this issue of the Benefits and Employment Briefing, click HERE.  Topics in this issue include:  Planning for 2011 Open Enrollment 
Guidance Issued on New Claims and Appeal Procedures 
Deadline Approaching for 2010 Plan Amendments 
The Fiduciary Duty to Ask for a Better Deal 
Regulations Require Specific Disclosure of Fees Received by Service Providers 
Plans Required to Cover Preventive Health Services
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                | Compliance Alerts and Healthcare Reform Updates Keeping You Informed   You can access previous Compliance Alerts and Healthcare Reform Updates through the Commonwealth Benefits Group web site giving you quick access to important issues that impact your business and your employees.  Please refer to the "Quick Links" to access them now. |