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Everence responds to federal rebuke 

By Everett J. Thomas


A 2010 law that is part of sweeping national health care legislation allows the U.S. Health and Human Service department to require an explanation of insurance companies when they increase health insurance premiums more than 10 percent.

On Nov. 21, Everence, based in Goshen, Ind., became the first insurance company to be challenged by HHS through the new law ...