Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 
May, 2012
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In This Issue
Article Headline
Featured Article
$ with yellow background 
  $1.7M Single Long Term Care Claim

Ray Smith photo 

 Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Kiplinger's Magazine: A succinct look at long term care. Turn on sound & ignore surrounding advertising.
Medicare The official  Medicare website
You Tube Why I Do What I Do  
As if I haven't done enough traveling...late last month I did a quick trip to San Francisco.  Colorado long term care insurance continuing education courses are recognized in almost every state except California. The California requirement is that you complete an eight-hour class while sitting in a California classroom.  So I did.  I am currently licensed to sell long term care insurance to residents of: California, Colorado, Delaware, Massachusetts, Nebraska, New Mexico, Ohio, Texas, Washington and Wyoming.  Other states can be added as needed.

New Short Term Care Insurance

A new kind of care insurance is emerging...short term care or recovery...Read more
$1.7M Single Claim: Long Term Care$ with yellow background Insurance Claims
The largest long term care claim   has grown to $1.7 million.  While searching for something else, I came upon my notes from a presentation...Read more 
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2012