Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 March, 2012
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In This Issue
Article Headline
Featured Article
Kiplinger's video about long term care
 

Ray Smith photo 

 Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
American Diabetes Assoc. Good information about diabetes
Arthritis Foundation Info on various kinds of arthritis
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
You Tube Why I Do What I Do  
As you receive this, I will be on vacation, outside the U.S., with very limited email and phone access.  In an emergency, please contact me by either my normal phone or email and you will receive further instructions.  Please do continue to send your questions and comments, and I will get back to you shortly after my return on 4/2/2012. 

Kiplinger's Succinct Look At Long Term Care...And How To Pay For It

Kiplinger's magazine has produced a short, cut-to-the-chase, video about the realities of long term care.  Please turn on sound and be ready to endure 16 seconds of advertisement.  Then the video is very good.  Click here to see video
The Benefit Period SimplifiedBag of $, red background
True or false?  A long term care insurance policy's Benefit Period determines the maximum length of time that benefits can be received."  What do you think?  This statement is... Read more    
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2012