Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 February, 2012
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In This Issue
Article Headline
Featured Article
Do This for Your Family...Please. 

Ray Smith photo 

 Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
American Diabetes Assoc. Good information about diabetes
Arthritis Foundation Info on various kinds of arthritis
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
You Tube Why I Do What I Do  
 
Thank you for continuing to read this monthly eNewsletter and for your comments.  Your feedback is what makes the effort worthwhile.

Do This for Your Family...Please

It won't cost you a dime.To honor his recently deceased brother, Jack Chiasson, executive director of the National Association of Independent Life Brokerage Agencies, wrote the following article to help others.    Click here for article  This is a must read!

 

 

 

 
Latest Cost of Care Survey
The average cost of a private room in a Metro-Denver nursing home has now grown to $235 per day = $7,148 per month = $85,775 per year.  And this cost continues to increase.  But you say...   Read more 
 
 
 
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2012