Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 December, 2011
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In This Issue
Article Headline
Featured Article
You Tube logo
Finally on You Tube!

Ray Smith photo 

Quick Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
American Diabetes Assoc. Good information about diabetes
Arthritis Foundation Info on various kinds of arthritis
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
Wishing you a happy, healthy, prosperous, and peaceful 2012.  Please be safe while enjoying New Year's Eve.
 
Thank you for continuing to read this monthly eNewsletter and for your comments.  Your feedback is what makes the effort worthwhile.
The Long Lerm Care Specialist is now on You Tube

It took a long time, but my first You Tube video is now live out there in cyberland.  Click Here to see "Why I Do What I Do".  Please try it again if the video doesn't open on the first attempt.  More You Tube videos to follow.

 
How Much is Enough...
...to self-insure against the risk of needing long term care services?  While having lunch the other day with a friend,    Read more couple in convertible
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

© Raymond Smith, The Long Term Care Specialist, 2011