Logo, The Long Term Care Specialist 
   Planning for Long Term Care
                  
 October, 2011
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In This Issue
Article Headline
Featured Article
$100bills
What Happened To The CLASS ACT? 
Photo, Ray Smith
Ray Smith

 

Quick Links...
My Website More about Long Term Care & me
Archive Earlier eNews-letters & articles
AALTCI American Association for Long Term Care Insurance 
Alzheimer's Assoc. Good website for information about Alzheimer's
American Diabetes Assoc. Good information about diabetes
Arthritis Foundation Info on various kinds of arthritis
CLTC Corp. for Long Term Care Certification 
Colorado Division of Insurance Long Term Care section of website 
Medicare The official  Medicare website
I missed publishing an eNewsletter in September.  There, I said it.  First time this has happened since the eNewsletter began in June, 2011.  Please don't think I have forgotten about my readers.  Two out-of-state business trips in the past 5 weeks, enrolling employees of two small business groups (long term care insurance), and many inquiries from interested potential clients...this has been an incredibly busy time for me.  Not that I'm complaining.  The fact is I just didn't get a September eNewsletter done.  Please continue to tell me what you think.  Your feedback is always valued. 
What Happened To The Class Act?
The CLASS Act was signed into law as part of health care reform by President Obama on March 23, 2010. It was fatally flawed... Read More
When Is The Right Time To Buy Long Term Care Insurance?
I don't know.  But I do know the wrong time to buy.
How I Almost Lost My Best (four-footed) Friend
Muffin on couch
 A lesson for all of us who love dogs.  What has this got to do with planning for long term care?
    Read More
 
A financial plan that doesn't address how long term care services will be paid for is not a complete financial plan. 
Sincerely,
 Ray Smith
 Raymond Smith, CLU, CLTC, MBA
 The Long Term Care Specialist
 303-699-4172

Raymond Smith, The Long Term Care Specialist, 2011